Regulatory reform in a new era

Twelve years ago, on July 21, in the wake of the 2008 financial crisis, the Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law in an effort to prevent excessive risk taking. by financial institutions and to…

Generation Z is up for grabs

Jason Dorsey, a generational and behavioral trends researcher, handed his 11-year-old daughter (a very young Generation Zer) a five-dollar bill when she completed her chores. He soon learned that the cash payment was a mistake.…

The need of the hour

Being digital is all the rage, but being truly digital is essential for most, if not all, banks. Unfortunately, for some, we have found that even after being digitized, product interfaces are…

How to run a DAO

In short A decentralized autonomous organization is an organizational structure where control is spread out rather than hierarchical. DAOs use smart contracts on a blockchain, with participants using governance tokens to vote on proposed…