Finance Apps – Bellow In Gark http://bellowingark.org/ Fri, 04 Jun 2021 19:32:56 +0000 en-US hourly 1 https://wordpress.org/?v=5.7.2 https://bellowingark.org/wp-content/uploads/2021/05/default1.png Finance Apps – Bellow In Gark http://bellowingark.org/ 32 32 “We are going to witness the greatest handcuff season of all time” https://bellowingark.org/we-are-going-to-witness-the-greatest-handcuff-season-of-all-time/ https://bellowingark.org/we-are-going-to-witness-the-greatest-handcuff-season-of-all-time/#respond Fri, 04 Jun 2021 17:55:21 +0000 https://bellowingark.org/we-are-going-to-witness-the-greatest-handcuff-season-of-all-time/ Americans are emerging from the pandemic eager to reconnect with friends and family – and strangers. That last part is great news for dating apps. And while summer is usually a time for casual dating, Match CEO (MTCH) Hesam Hosseini believes fall 2021 looks to be particularly good for more serious relationships to flourish. “Our […]]]>


Americans are emerging from the pandemic eager to reconnect with friends and family – and strangers.

That last part is great news for dating apps.

And while summer is usually a time for casual dating, Match CEO (MTCH) Hesam Hosseini believes fall 2021 looks to be particularly good for more serious relationships to flourish.

“Our role is really to help you find one, find a meaningful connection,” Hosseini said in an interview with Yahoo Finance (video above). “We’re actually doubling down. You know, this summer is a mixed bag. We actually anticipate that in the fall we’re going to see the biggest handcuff season ever.”

The “handcuff season” – defined as the time of year when “singles begin to seek short-term partnerships to make it through the colder months of the year” – has been contested by the company in large part in 2020, and Match sees pent-up demand for people looking to make deeper connections.

“It’s been an interesting year … being single,” Hosseini said. “For some, the pandemic was really a time of reflection. As they go back and start to come out, they are looking for something meaningful. For others it has been a year with frankly a lack of privacy and they are looking for something meaningful. something more fun and more laid back this summer. “

A couple sits at an outdoor restaurant on Memorial Day weekend on May 29, 2021 in New York City. (Photo by Alexi Rosenfeld / Getty Images)

Hosseini, who has been part of the Match ecosystem since August 2008, said he had not seen the company “providing such an essential service as last year”. Amid the pandemic, Match added several video chats and other COVID-specific features.

“At the height of the pandemic, when people were hesitant and still wanted to go out but didn’t know how to stay safe, we launched a feature that allowed them to disclose their dating preferences like…“ Do you still wear a mask? Are you distancing? Is a hello hug okay? ”He explained, adding that the features allowed users to eliminate“ that awkward COVID talk ”.

Match will soon offer US users the option of displaying “vaccinated badges” on their profiles. And in Partnership with the White House, the dating juggernaut offers free “Super Likes” and other boosts for users who claim to be vaccinated. The campaign will last until July 4, which President Biden has set as a deadline for 70% of Americans to be fully or partially immunized.

As of June 4, 63% of U.S. adults had received at least one vaccine, according to the CDC’s COVID-19 tracker. The Biden administration, along with private sector companies, have tried to get more Americans to get vaccinated with everything from free donuts and beer to child care.

(Source: Apptopia / Yahoo Finance)

(Source: Apptopia / Yahoo Finance)

“At Match in particular, we’ve seen a double-digit increase in user engagement early in the pandemic,” Hosseini said. “And in the last few months, as the country has opened up, we’ve seen a further double-digit increase in stats like messaging on our platform.”

The company had a better-than-expected first quarter, with revenue up 23% year-over-year to $ 668 million. Tinder, perhaps the app most closely associated with Connections in the Match Group portfolio, grew 18% and non-Tinder brands, posted a growth rate of 30%, the highest since last year. The company’s IPO in 2015. Match competitor Bumble (BMBL) also shattered first-quarter revenue expectations, making a profit for the first time.

The reopening and the resulting increase in social connections and dating – both online and in person – are powerful tailwinds for those working in the field of love.

“The match is built for meaningful relationships,” Hosseini said. “And for those looking for that, we’re here. If you want to casually hang out and hang out this summer, that’s totally cool with us. Come see us in three months when you’re ready. [for cuffing season]. “

Melody Hahm is Yahoo Finance’s correspondent for the West Coast. Follow her on Twitter @melodyhahm.

Read more:

Follow Yahoo Finance on Twitter, Facebook, Instagram, Flipboard, LinkedIn, Youtube, and reddit





Source link

]]>
https://bellowingark.org/we-are-going-to-witness-the-greatest-handcuff-season-of-all-time/feed/ 0
PNC finalizes the takeover of BBVA https://bellowingark.org/pnc-finalizes-the-takeover-of-bbva/ https://bellowingark.org/pnc-finalizes-the-takeover-of-bbva/#respond Thu, 03 Jun 2021 19:25:00 +0000 https://bellowingark.org/pnc-finalizes-the-takeover-of-bbva/ Eagle Special PNC Financial Services Group, Inc. announced on June 1 that it had completed its acquisition of BBVA USA Bancshares, Inc., including its US banking subsidiary BBVA USA. BBVA USA has two sites in Walker County, Jasper and Sumiton. AL.com values ​​the acquisition at $ 11.6 billion, noting that it is the second largest […]]]>


Eagle Special

PNC Financial Services Group, Inc. announced on June 1 that it had completed its acquisition of BBVA USA Bancshares, Inc., including its US banking subsidiary BBVA USA.

BBVA USA has two sites in Walker County, Jasper and Sumiton.

AL.com values ​​the acquisition at $ 11.6 billion, noting that it is the second largest US bank acquisition since the 2008 recession. BBVA has 89 locations in Alabama, while PNC has 50 branches, which means PNC will rank second in the state for deposit market share, the news site said.

Through this transaction, PNC is now the fifth largest commercial banking organization in the United States with more than $ 560 billion in assets with a nationwide franchise from coast to coast that will provide a full range of products and services. services to retail and corporate clients in 29 of the largest 30 largest markets nationwide.


“Our acquisition of BBVA USA accelerates our national expansion and positions us to increase shareholder value over time by bringing our leading technology and innovative products and services to new markets and customers,” said William S. Demchak, president , President and CEO of PNC. general manager in a press release. “We are grateful to our thousands of colleagues across the combined organization who have worked tirelessly to help achieve this major milestone. With a shared commitment to serving our customers and supporting the communities where we live and work, together we will build on this strong combination for years to come. “

Until the banking systems and branch conversion, which is expected to take place in October, PNC and BBVA USA customers will continue to be served through their respective PNC and BBVA USA branches, websites and mobile applications, financial advisers and account managers. PNC will provide full information to BBVA USA customers prior to the conversion.

PNC’s commitment to supporting its communities is outlined in its previously announced community benefits plan, which includes providing $ 88 billion in loans, investments and other financial support to enhance economic opportunities for people and communities. low and moderate income (LMI) communities, people and communities of color, and other underserved individuals and communities. This will be done over a four-year period starting January 1.

PNC Financial Services Group, Inc. is one of the largest diversified financial services institutions in the United States, organized around its clients and communities for strong relationships and local delivery of personal and business banking services. , including a full line of loan products; specialized services for businesses and government entities, including business banking, real estate financing and asset-backed loans; wealth management and asset management.

For more information on PNC, visit www.pnc.com; the site has a page about changes. The company is listed on the New York Stock Exchange under the name PNC.



Source link

]]>
https://bellowingark.org/pnc-finalizes-the-takeover-of-bbva/feed/ 0
Reseda Group acquires Live.Give.Save and launches Spave 2.0 https://bellowingark.org/reseda-group-acquires-live-give-save-and-launches-spave-2-0/ https://bellowingark.org/reseda-group-acquires-live-give-save-and-launches-spave-2-0/#respond Wed, 02 Jun 2021 20:29:29 +0000 https://bellowingark.org/reseda-group-acquires-live-give-save-and-launches-spave-2-0/ What to know about the acquisition of Live.Give.Save: Live.Give.Save, the Red Wing-based, women-founded company, was acquired by Reseda Group (a wholly-owned credit services organization) from Michigan State University Federal Credit Union (MSUFCU) MSUFCU is the 43rd largest credit union in the country Acquisition deal (which closed on June 1, 2021) calls on Reseda group to […]]]>


What to know about the acquisition of Live.Give.Save:

  • Live.Give.Save, the Red Wing-based, women-founded company, was acquired by Reseda Group (a wholly-owned credit services organization) from Michigan State University Federal Credit Union (MSUFCU)
    • MSUFCU is the 43rd largest credit union in the country
  • Acquisition deal (which closed on June 1, 2021) calls on Reseda group to form new company called Spave LLC
    • Give.Save brings all its assets to Spave
    • Reseda Group will own 80% of the company and Susan Langer will own 20% and continue to be CEO
  • In addition to the acquisition news, the latest version of the Spave mobile application – 2.0 – is now available on the App Store and Google Play
    • Spave deducts micro-amounts from a current account and automatically allocates them to savings and selected charities based on user-defined percentages

The quote: Susan Langer, CEO of Spave

“We have long been looking for a partner like MSU Federal Credit Union – a company with leadership that shares our vision of creating a better world and was actively seeking to invest in new technologies. We knew they could enrich our user experience, build industry credibility, and provide easy access to our target market.

Learn more about Spave by listening to The tech.mn Podcast featuring CEO Susan Langer.

For more information, read the press release below.

RED WING, MN and EAST LANSING, MI – June 1, 2021 – Live.Give.Save. Inc., a financial technology company founded by a woman who created the first mobile personal finance app to make saving and giving as easy as spending, today announced its acquisition by Reseda Group, a company in wholly owned by Michigan State University’s Federal Credit Union (MSUFCU) Credit Union Service Organization (CUSO), the 43rd largest credit union in the United States. The acquisition agreement, which closed on June 1, 2021, provides for Reseda Group LLC to form a new company called Spave LLC. Live, Give, Record. contributes all of its assets to Spave, and Reseda Group will own 80% of Spave. Live.Give.Save. Founder and CEO, Susan Sorensen Langer, will own 20% of Spave LLC and remain CEO.

Former investors in Live.Give.Save. included Golden Triangle Angel Fund, CFV Ventures (Charlotte NC), Founder Susan Langer, as well as family and friends.

“We have long been looking for a partner like MSU Federal Credit Union – a company with leadership that shares our vision of creating a better world and was actively seeking to invest in new technology,” said Langer. “We knew they could enrich our user experience, build industry credibility and provide easy access to our target market. “

Since its founding in 2016, the mission of Live.Give.Save. was to make the world a better place – one community, one person, one transaction at a time – by transforming spending for good, so that every dollar spent is an investment in itself and in a better world. With access to over 1.5 million accredited nonprofits, Live.Give.Save.’s mobile app, – Spave® – allows consumers to use their daily expenses to save for themselves. and to give to causes that are close to their hearts, without changing their way of life. . The result is a new level of control, convenience and choice for the consumer, and a transformative good for the world in the palm of their hand.

“We were looking for a partner like Live.Give.Save. evolve our technology offerings and be able to share this technology with the credit union industry, ”said April Clobes, CEO of Reseda Group and MSUFCU. “The credit union industry is built on the core value of people helping people, and the Spave® mobile app provides the platform to help people through technology. “

Version 2.0 of the Spave® application released

Along with the closing of its acquisition, Live.Give.Save. also announced today that the latest version of its Spave® mobile app is available for download on the iOS App Store and Google Play. Spave® is the very first mobile app that uses your daily expenses to help you give to causes you care about and save for your future without changing your lifestyle. The more you spend the more you save. The more you save, the more impact you will have – for yourself and for others.

Spave® deducts micro-amounts (“savings”) from your main checking account each time you make a purchase using cards linked to the application (debit or credit). You set the percentage to save, and Spave® automatically distributes them to your savings and the selected charity (s). The Spave® application allows you:

• Set it up and forget about it. Easily and securely link your accounts to start saving and giving with every pass of your card, then watch your savings grow.

• Define your savings amounts that allow you to live the life you want, give to the causes you care about, and save for a secure and fulfilling future.

• View your expenses, donations and savings in one place. • Set or change weekly, monthly or yearly goals and track your progress.

• Compare your charitable contributions and personal savings to your total expenses.

About Live.Give.Save., Inc.

Founded in 2016 and based in Red Wing, Minnesota, Live.Give.Save. is a financial technology company founded by a woman. Its proprietary technology platform and process solves the issues of balancing spending, savings and giving habits of consumers (especially millennials) using cutting-edge mobile technology. It is designed for users, by users, to help financial institutions and nonprofits better interact with their constituents (customers, contributors, and the community). More information is available at https://spave.us.

Version 2.0 of its Spave® app is now available for download from the iOS App Store at https://apps.apple.com/us/app/spave/id1567968091 or on Google Play at https: //play.google.com/ store / apps / details? id = com.spave.

About Michigan State University Federal Credit Union (MSUFCU) Based in East Lansing, Michigan, the MSUFCU is the largest college credit union in the world and is federally licensed and regulated by the National Credit Union Administration (NCUA) . MSUFCU provides a variety of financial products and services, including deposit accounts, personal and business loans, investments, and insurance, among others. MSUFCU is owned by its members and is overseen by a board of directors elected by the members. MSUFCU has 21 branches, over 304,000 members, over $ 6.3 billion in assets and nearly 980 employees. More information is available at https://www.msufcu.org/.



Source link

]]>
https://bellowingark.org/reseda-group-acquires-live-give-save-and-launches-spave-2-0/feed/ 0
EU steps up digital push with digital identity wallet https://bellowingark.org/eu-steps-up-digital-push-with-digital-identity-wallet/ https://bellowingark.org/eu-steps-up-digital-push-with-digital-identity-wallet/#respond Tue, 01 Jun 2021 21:50:00 +0000 https://bellowingark.org/eu-steps-up-digital-push-with-digital-identity-wallet/ Flags of the European Union fly in front of the headquarters of the European Commission in Brussels, Belgium on May 5, 2021. REUTERS / Yves Herman The European Commission will announce on Thursday its intention to create a digital identity wallet to enable Europeans to access public and private services, caused in part by the […]]]>


Flags of the European Union fly in front of the headquarters of the European Commission in Brussels, Belgium on May 5, 2021. REUTERS / Yves Herman

The European Commission will announce on Thursday its intention to create a digital identity wallet to enable Europeans to access public and private services, caused in part by the COVID-19 pandemic which has seen a massive increase in online services.

The move also aims to counter the growing popularity of digital wallets offered by Apple (AAPL.O), Alphabet Unit (GOOGL.O) Google, Thales (TCFP.PA) and financial institutions that critics say could pose privacy and data protection issues.

The digital identity wallet “can be used anywhere in the EU to identify and authenticate to access public and private sector services, allowing citizens to control what data is communicated and how it is used”, according to a Commission document reviewed by Reuters. .

The wallet will also allow qualified electronic signatures that can facilitate political participation, according to the 73-page document.

Adopting an e-wallet could generate up to € 9.6 billion ($ 11.7 billion) in benefits for the EU and create up to 27,000 jobs over a five-year period, according to the document.

By reducing emissions from utilities, the e-wallet could also have a positive environmental impact, according to the document.

Currently, 14 EU countries have their own digital identity schemes, of which only 7 are mobile apps.

($ 1 = 0.8189 euros)

Our Standards: The Thomson Reuters Trust Principles.



Source link

]]>
https://bellowingark.org/eu-steps-up-digital-push-with-digital-identity-wallet/feed/ 0
Financial Apps: Branch Personal Finance App Launches Hindi Version https://bellowingark.org/financial-apps-branch-personal-finance-app-launches-hindi-version/ https://bellowingark.org/financial-apps-branch-personal-finance-app-launches-hindi-version/#respond Tue, 01 Jun 2021 06:45:58 +0000 https://bellowingark.org/financial-apps-branch-personal-finance-app-launches-hindi-version/ NEW DELHI: India’s Leading Personal Finance App – Branch opens doors to more Indian consumers with the launch of the Hindi version of the app. The launch is part of Branch’s initiative to make financial freedom accessible to half a billion underserved Indian consumers. With over 23 million downloads, 4 million customers and 20 million […]]]>


NEW DELHI: India’s Leading Personal Finance App – Branch opens doors to more Indian consumers with the launch of the Hindi version of the app. The launch is part of Branch’s initiative to make financial freedom accessible to half a billion underserved Indian consumers.

With over 23 million downloads, 4 million customers and 20 million loans processed, Branch International has disbursed over $ 600 million to date. The company said in a statement that the Hindi version of the app will affect Tier 2 and Tier 3 cities in the global lending and banking space.

“Our deliberate efforts to launch our app in Hindi will help a majority of Hindi-speaking consumers have a better and less intimidating experience and, most importantly, gain access to capital,” said Sucheta Mahapatra, branch general manager.

“At Branch, we serve the financial needs of the average Indian consumer. Language is becoming a barrier for users who want to access funds in this digital economy first,” she added. Branch will use the information from its Hindi app to expand its services to several other vernaculars in the coming quarters.

“The majority of this Hindi speaking audience is not salaried, does not belong to Level 1 and is not fully served by existing solutions in the market,” the company said.

NEW DELHI: India’s Leading Personal Finance App – Branch opens doors to more Indian consumers with the launch of the Hindi version of the app. The launch is part of Branch’s initiative to make financial freedom accessible to half a billion underserved Indian consumers.

With over 23 million downloads, 4 million customers and 20 million loans processed, Branch International has disbursed over $ 600 million to date. The company said in a statement that the Hindi version of the app will target Tier 2 and 3 cities in the global lending and banking space.

“Our deliberate effort to launch our app in Hindi will help a majority of Hindi-speaking consumers have a better and less intimidating experience and, most importantly, access capital,” said Sucheta Mahapatra, Managing Director of Branch.

“At Branch, we serve the financial needs of the average Indian consumer. Language is becoming a barrier for users who want to access funds in this digital economy first,” she added. Branch will use information from its Hindi app to expand its services to several other vernaculars in the coming quarters.

“The majority of this Hindi speaking audience is self-employed, non-Tier-1 and not fully served by existing market solutions,” the company said.



Source link

]]>
https://bellowingark.org/financial-apps-branch-personal-finance-app-launches-hindi-version/feed/ 0
Zee Exclusive: borrow loan applications; know how to identify real fintech lenders | Personal finance news https://bellowingark.org/zee-exclusive-borrow-loan-applications-know-how-to-identify-real-fintech-lenders-personal-finance-news/ https://bellowingark.org/zee-exclusive-borrow-loan-applications-know-how-to-identify-real-fintech-lenders-personal-finance-news/#respond Mon, 31 May 2021 10:37:52 +0000 https://bellowingark.org/zee-exclusive-borrow-loan-applications-know-how-to-identify-real-fintech-lenders-personal-finance-news/ In times of financial crisis, it’s the loans that give you the much-needed respite and help you get out of tough times. Fintech lenders provide convenient access to credit to a diverse set of consumers, including new credit customers and other underserved sections. However, in a context of financial crisis and desperate time, borrowers must […]]]>


In times of financial crisis, it’s the loans that give you the much-needed respite and help you get out of tough times.

Fintech lenders provide convenient access to credit to a diverse set of consumers, including new credit customers and other underserved sections. However, in a context of financial crisis and desperate time, borrowers must be mindful of identifying the legitimacy of lenders.

They may refer to touchpoints such as website, company policies, code of conduct, reviews, and digital asset complaint mechanisms to assess the authenticity of lenders. Here are the main factors to consider before borrowing from loan applications so that they can determine and identify true fintech lenders.

Transparency

Responsible lenders are transparent when it comes to dissipating necessary information regarding credit parameters such as interest rate and tenure, as well as the processes involved in accessing credit. A borrower should consider the digital lender’s adherence to the RBI guidelines, including the legitimacy of the supporting NBFC. In addition, care should be taken if the lender has disclosed all charges explicitly to the user in the application feed, and also categorically communicated to the users in the sanction letter with an appropriate break.

Adherence to Google Play Store standards

According to Google’s terms and conditions, applications from financial service providers must comply with state and local regulations in the region or country of operations. Additionally, any app listed as a Fintech Lending Platform should not have a minimum repayment term of less than 61 days.

Access to personal data

Some loan applications require access to gallery and contacts for subscription and authenticity rating. However, responsible lenders respect the confidentiality of this data, and strictly avoid sharing it with third parties, including telephone recovery agents. Under the current circumstances, lenders have become very proficient in terms of the underwriting system and follow controlled collection processes. This eliminated their reliance on contact lists or gallery access, thus eliminating any possibility of egregious practices. Additionally, responsible digital lenders ensure a tight data security framework by appropriately monitoring AI functionality and performing frequent information security audits.

Fair collection techniques

Digital lenders have become very consumer-centric to provide a convenient borrowing experience and take the stress out of borrowers. This is also reflected in their collection strategies. Responsible lenders ensure that debt collectors act within the Code of Fair Practices and thus facilitate regular training. With the help of legal counsel, legitimate lenders work meticulously to verify the communication scripts required in phone calls, SMS and OBD. In addition, all of their voice communication is recorded and verified by an internal quality analysis team. Responsible digital lenders are careful to limit agent access to borrower details to the loan parameters (the EMI due date) only.

(Expert comments from Madhusudan Ekambaram, co-founder and CEO, KreditBee and co-founder, FACE (Fintech Association for Consumer Empowerment)

Live

#mute



Source link

]]>
https://bellowingark.org/zee-exclusive-borrow-loan-applications-know-how-to-identify-real-fintech-lenders-personal-finance-news/feed/ 0
4 apps that help you monitor your paid subscriptions https://bellowingark.org/4-apps-that-help-you-monitor-your-paid-subscriptions/ https://bellowingark.org/4-apps-that-help-you-monitor-your-paid-subscriptions/#respond Sun, 30 May 2021 14:00:24 +0000 https://bellowingark.org/4-apps-that-help-you-monitor-your-paid-subscriptions/ If you forget the subscription fees and pay too much for services you don’t use, these subscription manager apps can help. Managing your personal finances is not always easy, especially if you pay for many subscription services. Like many people, you can pay for a variety of subscriptions to enjoy products and services in your […]]]>


If you forget the subscription fees and pay too much for services you don’t use, these subscription manager apps can help.

Managing your personal finances is not always easy, especially if you pay for many subscription services.

Like many people, you can pay for a variety of subscriptions to enjoy products and services in your daily life. Maybe you:

  • Pay for streaming services to watch your favorite shows
  • Get meal delivery kits sent to your home
  • Subscribe to a monthly fitness program

All of these subscriptions can add up and it can be confusing trying to manage them all. The good news is that there are apps that can help you manage and monitor these subscriptions.

Start your journey to financial success in style

Get free access to selected products that we use to help us achieve our financial goals. These fully verified choices could be the solution to help you increase your credit score, invest more profitably, build an emergency fund, and more.

By submitting your email address, you consent to us sending you tips and products and services that may be of interest to you. You can unsubscribe anytime. Please read our privacy statement and terms and conditions.

Forgetting the subscription can be expensive

Most subscriptions require you to add a debit or credit card for payment. Each month, your card will be automatically charged until you cancel the service. If you have so many subscriptions that you forget some, you might be paying for services that you no longer use. This waste of money can ruin even the best budget or lead to credit card debt.

It’s a good idea to use an app to monitor your paid subscriptions. These apps will let you see how many subscriptions you have, what the total costs are, and when they need to be renewed. These apps can also make it easier for you to manage your subscriptions, and some will even help you cancel services you no longer need right in the app. Registering in subscription management apps can often help you keep your subscription expenses under control.

Here are some applications to consider.

1. Truebill

Truebill can help you manage and track how you use your money. You can use the app to see where your money is going, which can reduce wasted money on unnecessary spending. To use the features of the app, you need to link your financial accounts.

Truebill also finds and tracks all of your subscriptions. You can see how much you are paying each year on these costs and decide if you all need them. This app even includes a premium concierge service that will cancel unwanted subscriptions for you. Although this service costs a fee, it is convenient and can help save you time and money.

Availability: Android and iOS devices

Cost: Free with built-in purchase options ranging from $ 3 to $ 12 / month or $ 36 to $ 48 / year

2. Subby

Subby is a subscription management application designed for Android devices. You can use the free version of the app to add an unlimited number of subscriptions. Subby is not automated. Instead, users must add their app subscriptions manually. Subby supports multiple currencies and you can set up reminders to alert you before subscription payments are due.

The app offers a PRO plan for a one-time purchase of $ 2.99. This paid plan will remove ads, save them to Google Drive, and provide additional functionality.

Availability: Android devices

Cost: Free to download and use the free version, the PRO version is available for a one-time cost of $ 2.99

3. Exit

Outflow makes it easy to manage recurring subscriptions. You will be able to see how much money you spend in total on subscription fees. Reminders can be set to alert you when a subscription is renewed.

Users will need to manually add subscription details in the app. You can connect your Gmail account to Outflow and it will offer you subscriptions to add. It can help you list the subscriptions you forgot and save time.

As an added bonus, if you pay for international subscription services, Outflow will automatically convert the values ​​to your local currency.

Availability: iOS devices

Cost: One-time fee of $ 1.99

4. Bobby

Bobby is another subscription management app worth considering. You can see the total cost of each subscription and set up alerts to be notified when your bills are due. You will not be required to connect your financial accounts; instead, you will have to list the subscriptions manually.

Bobby supports monthly and annual payment cycles. The app also supports foreign currencies.

Availability: Currently, Bobby is only available for iOS devices, but an Android app is in development mode.

Cost: Free for up to four subscriptions, with in-app purchases available ranging from $ 0.99 to $ 2.99 for more features

Here are some options that can help you stay on track and avoid paying for subscriptions you no longer need or use. But subscription management apps aren’t the only apps that can save you money. Budgeting apps can also help you take charge of your finances and can even give you a clearer picture of your financial health. So if you need help managing your money, it’s a good idea to see what an app can do for you.



Source link

]]>
https://bellowingark.org/4-apps-that-help-you-monitor-your-paid-subscriptions/feed/ 0
Should you (or anyone) buy Safemoon? https://bellowingark.org/should-you-or-anyone-buy-safemoon/ https://bellowingark.org/should-you-or-anyone-buy-safemoon/#respond Sat, 29 May 2021 16:00:18 +0000 https://bellowingark.org/should-you-or-anyone-buy-safemoon/ Image source: Getty Images The new Safemoon cryptocurrency is not a household name, but it has caught the attention of investors looking for the next big altcoin. With the price of Bitcoin still above $ 30,000, even after it fell following the Chinese bank crackdown, many are looking for other cryptocurrencies with a lower price […]]]>


Image source: Getty Images

The new Safemoon cryptocurrency is not a household name, but it has caught the attention of investors looking for the next big altcoin. With the price of Bitcoin still above $ 30,000, even after it fell following the Chinese bank crackdown, many are looking for other cryptocurrencies with a lower price and potentially higher returns.

Safemoon definitely responds to the lower price qualification. It is currently trading for fractions of a dime, which means you can get over a million from Safemoon with just a few dollars. It also has a nice hook of charging a fee to anyone who sells and distributes half of those fees to Safemoon holders. This is designed to benefit those who buy and own.

Despite all of its hype, Safemoon has some serious flaws that should make you think twice before you buy. To help you make an informed decision, let’s take a look at how this cryptocurrency works and why it is so risky.

What is Safemoon?

Safemoon is a cryptocurrency launched in March. The initial supply was a quadrillion tokens, but the developers burned (destroyed) $ 223 trillion. That left a launch supply of 777 trillion. It is not listed on the major cryptocurrency exchanges, so most buyers get it on the decentralized PancakeSwap exchange.

The key concept behind Safemoon is a royalty for its sale. If you sell your Safemoon, you have to pay a 10% fee. These 10% break down as follows:

  • 5% are redistributed to existing holders
  • 5% is split evenly, with half converted to Binance Coin (BNB) and half the remaining Safemoon tokens, then pairing them up for use in a cash pool.

According to the Safemoon team and their fans, these fees will make people stick with it instead of feeling pressured to sell. However, an audit by the security platform CertiK revealed what it called a major issue here. An owner address will acquire the liquidity pool tokens generated by the Safemoon-BNB pool. This gives the owner control over the tokens funded by Safemoon’s selling costs.

The developers of Safemoon also manually burn tokens on a regular basis. They have already burned over $ 400 trillion and there are now less than 600 trillion Safemoon tokens in circulation. The logic behind token engraving is that a smaller offering should, in theory, increase the price.

And after the launch of Safemoon, the price has increased by an astronomical amount. From March 20 to April 20, its price rose nearly 20,000%, peaking at $ 0.000014. This initial rise is part of the reason crypto investors are talking about Safemoon. But since reaching its all-time high, Safemoon has fallen by more than 70% at the time of writing.

Safemoon is the furthest thing from the safe

The design of Safemoon aims to encourage its conservation and to drive up the price. There’s one thing we haven’t gotten past and that’s what Safemoon is doing. And this is one of the biggest problems.

Safemoon does nothing.

Its sole purpose is to get people to buy, and the selling point is that hopefully the price will skyrocket.

Safemoon’s website makes vague allusions to future plans. He mentions the establishment of a Safemoon application, a wallet and video games. It is a question of “integrating Safemoon into African markets”. He also apparently has “Project Pheonix” (the misspelled title is a deliberate choice by Safemoon) in the works. Details on this are scarce, with CEO John Karony simply saying “SafeMoon is going to be the fuel for the freedom of the unbanked.”

Everyone’s guessing how that would work. It’s hard to see what Safemoon could do for people without a bank account. Are they going to want to store their money in an extremely volatile cryptocurrency and pay a 10% fee every time they spend it? Safemoon can’t just get rid of seller fees, as this is an integral part of it.

As it stands, Safemoon has no purpose. A third-party audit revealed a major issue with its cash pool that the developers haven’t addressed. And while manual burns are supposed to increase the price, that hasn’t happened. Safemoon is certainly not a safe investment, and it probably won’t go to the moon either.

Buying Safemoon is a bet

I first heard about Safemoon a few weeks ago. My first thought was that it looked like a pump and a dump, and the pump was already finished. Nothing that I have seen since has improved my opinion on this matter.

Spend time on crypto forums and you see hundreds of tokens like this. We don’t talk about what they do, only the price and how they go to the moon. Some people who come downstairs make huge payouts, but most aren’t that lucky. If you are interested in buying crypto, there are much better options than Safemoon.

The best credit card eliminates interest
If you have credit card debt, transferring it to this top balance transfer card can pay you 0% interest for 18 months! This is one of the reasons why our experts consider this card to be one of the best choices to help you control your debt. This will allow you to pay 0% interest on balance transfers and new purchases during the promotional period, and you will not pay any annual fees. Read our full review for free and apply in just two minutes.

Lyle Daly owns Bitcoin, Binance Coin, and PancakeSwap.

We strongly believe in the Golden Rule, which is why the editorial opinions are our own and have not been previously reviewed, endorsed or endorsed by the advertisers included. The Ascent does not cover all the offers on the market. The editorial content of The Ascent is separate from the editorial content of The Motley Fool and is created by a different team of analysts. The Motley Fool owns stocks and recommends Bitcoin. The Motley Fool has a disclosure policy.

The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc.



Source link

]]>
https://bellowingark.org/should-you-or-anyone-buy-safemoon/feed/ 0
Epic vs Apple: the (predicted) verdict has arrived https://bellowingark.org/epic-vs-apple-the-predicted-verdict-has-arrived/ https://bellowingark.org/epic-vs-apple-the-predicted-verdict-has-arrived/#respond Fri, 28 May 2021 17:54:00 +0000 https://bellowingark.org/epic-vs-apple-the-predicted-verdict-has-arrived/ The verdict of antitrust experts is on Epic Games Inc.’s antitrust lawsuit against Apple Inc .: A split decision, with Apple gaining an advantage only because it is unlikely to be considered a monopolist. There is a real chance, however, that when Federal Judge Yvonne Gonzalez Rogers decides on the bench trial later this summer […]]]>


The verdict of antitrust experts is on Epic Games Inc.’s antitrust lawsuit against Apple Inc .: A split decision, with Apple gaining an advantage only because it is unlikely to be considered a monopolist.

There is a real chance, however, that when Federal Judge Yvonne Gonzalez Rogers decides on the bench trial later this summer or fall, she could try to force Apple AAPL,
-0.53%
to make changes to the App Store. The iPhone maker’s payment system and the 30% commission fee it charges software developers are expected targets for observers of the recent three-week trial who spoke to MarketWatch.

Throughout closing arguments on Monday, the judge said she was troubled by the monopoly forces at work in the iOS ecosystem, but acknowledged that federal courts do not run a business. The way she defines the relevant market in the historical case could lead to remedies that push for narrow and nuanced prescriptive measures, but none of the experts MarketWatch spoke to expected her to categorically state that Apple exercises illegal control over a monopoly.

“The judge will rule in favor of Apple because the law is clearly on Apple’s side,” said Carl Szabo, vice president of tech lobbying group NetChoice, whose members include parent company Google Alphabet Inc. GOOGL ,
-0.25%

GOOG,
+ 0.38%,
Amazon.com Inc. AMZN,
-0.22%,
Facebook Inc. FB,
-1.21%,
and Airbnb Inc. ABNB,
-1.93%.
“And she, like the other judges, doesn’t want her decision overturned.”

Read more: What each party was able to prove in the Epic vs Apple trial

In fact, he said, Epic’s website and app store have provided evidence of ways to “get around” Apple’s in-app purchasing system, which is at the heart of Epic’s lawsuit. . Apple does not allow app makers to guide consumers to alternative payment methods that would allow them to bypass the App Store’s payment system and commission fees, as Epic has attempted to do before. that Apple is not removing its popular game “Fortnite” from the App Store.

“I tend to think the judge can support Apple’s ability to run its App Store, but find for Epic on the forced use of ApplePay,” said Ted Claypoole, an intellectual property lawyer at MarketWatch .

Prescriptive measures that could cover the 30% commission fee or seek alternatives to Apple’s payment system are more likely than a full ruling against Apple, experts said.

“[The judge’s] questions [during the case’s conclusion on Monday] showed that it was uncomfortable with the lack of competition Epic was able to introduce during the trial in terms of pricing and responsiveness to developer concerns, ”antitrust attorney Valarie Williams told MarketWatch. “I don’t know how that will translate into his final order.”

“Courts generally don’t like to regulate prices. I think it would be more likely to allow shifting to other payment methods, ”said Williams.

The decision could depend on the relevant market: Epic argued that the relevant market at the heart of this case should be narrowly defined as iOS apps. According to Ari Lightman, professor of digital media and marketing at Carnegie, Epic’s best path to legal victory could be the claim that competing platforms – especially Android phones – are not reasonably interchangeable with iOS in because of the “walled garden” built by Apple. Heinz College at Mellon University.

Conversely, Apple insists that there are many options for developers in its store – there are 1.8 million apps in 27 categories – and strong competition in the market, in the form of Google online stores, Microsoft Corp. MSFT,
+ 0.15%,
Samsung Electronics Co. Ltd. 005930,
+ 0.63%,
Sony Group Corp. SONY,
+ 0.04%,
Nintendo Co. Ltd. 7974,
+ 1.31%,
and others.

“If I decide that the relevant market is the gaming market, there is no monopoly, but there is evidence showing anti-competitive behavior,” Gonzalez Rogers replied Monday to Apple’s lawyers. “Well, if I decided the market was for mobile games, what impact would that have on your analysis?”

Gonzalez Rogers asked tough questions from both sides on the final day of trial Monday, without indicating where she was at, at one point she warned Epic.

“Your wording seems to ignore the reality that customers choose an ecosystem. There is a lot of evidence in this essay that in the device market, Apple’s business strategy is to create a particular ecosystem that is incredibly attractive to its buyers, ”she said. “If these consumers choose to enter this ecosystem, then your economic surrogates as you define them are destroying the ecosystem they have chosen to enter.”

In another exchange, she commented on Apple, “Well, Apple isn’t just being sued by Epic. He is also pursued by a class of developers. It’s not only [Epic Chief Executive Tim] Sweeney. “

Apple attorney Daniel Swanson, who handled the market definition portion of Monday’s proceedings, could only suggest that. “I’d be pretty sad,” he says. “But monopoly power would disappear. We think other devices that iPhone owners have will come into play. ”

Read more: Oracle takes third attack in Google legal battle, but the game will likely continue for software developers

Regardless of where Gonzalez Rogers lands in the landmark case when she delivers a ruling in the summer or fall, don’t expect it to end there. The case is likely to go to appellate courts for years and could ultimately end up in the United States Supreme Court, like Google GOOGL,
-0.25%

GOOG,
+ 0.38%
v. Oracle ORCL,
-0.30%,
according to legal experts.

“As the judge pointed out, the outcome will not be decided with his decision, as the losing party will surely appeal the case to the Federal Court of Appeal,” Larry Downes, project director at the Georgetown Center for Business and Public Policy’s Evolution of Regulation and Innovation.

What the trial brought to light was the murderous treatment of developers and the profitability of the App Store – its margins are as high as 80% – which would require some form of corrective action, according to top reviewers. ferocious Apple.

“This essay is part of the global momentum to compete in the digital marketplace, and I expect it to grow,” Meghan DiMuzio, executive director of Coalition for App Fairness, a group of companies that want a “fairer deal” For the inclusion of their applications in the App Store and Google Play. Its nearly 60 members include Epic, Spotify Technology SPOT,
+ 0.55%,
Match Group Inc. MTCH,
+ 0.26%,
and Tile Inc.

“As important as Epic’s trial is, it’s just part of a larger discussion,” DiMuzio told MarketWatch.



Source link

]]>
https://bellowingark.org/epic-vs-apple-the-predicted-verdict-has-arrived/feed/ 0
R & D of Personal Finance Application Market including Major Key Players Doxo, Money Smart, Acorns, UK Salary Calculator, Level Money, One Touch Expenser, Savings Goals, You Need a Budget – KSU https://bellowingark.org/r-d-of-personal-finance-application-market-including-major-key-players-doxo-money-smart-acorns-uk-salary-calculator-level-money-one-touch-expenser-savings-goals-you-need-a-budget-ksu/ https://bellowingark.org/r-d-of-personal-finance-application-market-including-major-key-players-doxo-money-smart-acorns-uk-salary-calculator-level-money-one-touch-expenser-savings-goals-you-need-a-budget-ksu/#respond Fri, 28 May 2021 08:29:22 +0000 https://bellowingark.org/r-d-of-personal-finance-application-market-including-major-key-players-doxo-money-smart-acorns-uk-salary-calculator-level-money-one-touch-expenser-savings-goals-you-need-a-budget-ksu/ A new research report published by JCMR under the title Global Personal Finance Apps Market (COVID 19 Version) may become the most important market in the world, which has played an important role in having progressive effects on the world economy. the Global Personal Finance Applications Market The report presents a dynamic vision to conclude […]]]>


A new research report published by JCMR under the title Global Personal Finance Apps Market (COVID 19 Version) may become the most important market in the world, which has played an important role in having progressive effects on the world economy. the Global Personal Finance Applications Market The report presents a dynamic vision to conclude and research the market size, market hope and competitive environment. The study is derived from primary and secondary research and consists of qualitative and quality analysis. The main company in this research is Doxo, Money Smart, Acorns, UK Salary Calculator, Level Money, One Touch Expenser, Savings Goals, You Need a Budget, WalletHub, Account Tracker, Personal Capital, OfficeTime, Toshl Finance, Mint, Wally, Spendee, Expense Manager, GoodBudget, Easy Money, Expensify, Venmo, Bill Assistant, Money Lover, PageOnce, Loan Calculator Pro

Get Free Sample PDF Report @: jcmarketresearch.com/report-details/1328423/sample

Data sourcing technique we follow: We have used some premium sites to collect data.

Personal finance apps Perception Primary research 80% (interviews) Secondary research (20%)
OEM Data exchange
Supply side (production) Competitors Economic and demographic data
Suppliers and producers of raw materials Company reports and publication
Interview with a specialist Government data / publication
Independent investigation
Intermediate side (sales) Distributors Product source
traders Sales data
wholesalers Custom group
Product comparison
Demand side (consumption) End users / Custom surveys / interviews Custom data
Consumer surveys Industry data analysis
Purchases Case studies
Reference customers

Get up to 40% off Enterprise Copy @ jcmarketresearch.com/report-details/1328423/discount

Note: Regional Breakdown and Purchase by Section Available We provide pie charts to customize the best reports as per requirement.

Research methodology:

Primary research:

We interviewed various key sources of supply and demand during the Primary research for qualitative and quantitative information related to this report. Primary sources of supply include key industry members, subject matter experts from key companies, and consultants from many large companies and organizations working on the field. Global Personal Finance Applications Market.

Secondary research:

Secondary research was carried out to obtain crucial information on the company’s supply chain, the company’s monetary system, global business pools and industry segmentation, with lowest point, regional area and technology-driven perspectives. Secondary data was collected and analyzed to reach the total size of the market which the first survey confirmed.

In addition, the years considered for the study are as follows:

Historical year – 2013-2018

Base year – 2019

Forecast period ** – 2020 to 2029

Some key research questions and answers:

What is the impact of COVID 19 on the global personal finance applications market?

Before COVID 19 Global Personal Finance Applications Market The size was $ XXX million and after COVID 19 except to grow to X% and $ XXX million.

Who are the major key players in the global personal finance applications market and what are their priorities, strategies and developments?

The lists of competitors in research are: Doxo, Money Smart, Acorns, UK Salary Calculator, Level Money, One Touch Expenser, Savings Goals, You Need a Budget, WalletHub, Account Tracker, Personal Capital, OfficeTime, Toshl Finance, Mint, Wally, Spendee, Expense Manager, GoodBudget, Easy Money, Expensify, Venmo, Bill Assistant, Money Lover, PageOnce, Loan Calculator Pro

What are the types and applications of the global personal finance applications market?

Application coverage in these reports is: [Application]

Types covered in this research: [Type]

Note: Please share your budget on call / mail We will try to meet your needs over the phone: +1 (925) 478-7203 / Email: sales@jcmarketresearch.com

Segment Purchase Inquiry @ jcmarketresearch.com/report-details/1328423/enquiry

All percentages, breaks and classifications were determined using secondary sources and confirmed by primary sources. All the parameters that could affect the market covered in this study have been extensively examined, researched through baseline surveys and analyzed to obtain final quantitative and qualitative data. This is the study of the main quantitative and qualitative information through interviews with industry experts, including CEOs, vice-presidents, directors and marketing managers, as well as the annual and financial reports of the main players. of the market.

Contents:

1 Summary of the report

1.1 Scope of the research

1.2 Key market segments

1.3 Target player

1.4 Market Analysis by Type [Type]

1.5 Market by Application [Application]

1.6 Learning objectives

1.7 years considered

Place Order at Quick Buy Report @ jcmarketresearch.com/checkout/1328423

2 Trends in global growth

2.1 Global Global Personal Finance Applications Market Cut

2.2 Trends in Global Personal Finance Applications Market Growth by region

2.3 Business trends

3 Global Personal Finance Applications Market Share by Major Players

3.1 Global Personal Finance Applications Market Size by manufacturer

3.2 Global Personal Finance Applications Market Key players Provide headquarters and premises

3.3 Products / Solutions / Services of the main players

3.4 Enter the barriers in the Global Personal Finance Applications Market

3.5 Mergers, acquisitions and expansion plans

Carry on……………………………………..

Find more research reports on the personal finance applications industry. By JC Market Research.

  • Analysis of Personal Financial Management Tools industry, market size, share, trends, growth and forecast 2021-2029
  • Personal Finance Software Industry Analysis, Market Size, Share, Trends, Growth and Forecast 2021-2029
  • Personal Cloud Storage Industry Analysis, Market Size, Share, Trends, Growth and Forecast 2021-2029

About the Author:
JCMR’s global market intelligence and research consultancy organization is uniquely positioned to not only identify growth opportunities, but also empower and inspire you to create visionary growth strategies for the future. , through our extraordinary depth and breadth of thought leadership, research, tools, events and experience that help you make goals a reality. Our understanding of the interplay between industry convergence, mega trends, technologies and market trends provides our clients with new business models and opportunities for expansion. We are focused on identifying ‘accurate forecasts’ in each industry we cover so that our clients can reap the benefits of being first-to-market and can achieve their ‘goals and objectives’.

Contact us:
JCMARKET RESEARCH
Mark Baxter (Business Development Manager)
Call: +1 (925) 478-7203
Email: sales@jcmarketresearch.com

Connect with us on – LinkedIn



Source link

]]>
https://bellowingark.org/r-d-of-personal-finance-application-market-including-major-key-players-doxo-money-smart-acorns-uk-salary-calculator-level-money-one-touch-expenser-savings-goals-you-need-a-budget-ksu/feed/ 0