Finance Apps – Bellow In Gark http://bellowingark.org/ Tue, 24 May 2022 15:33:47 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://bellowingark.org/wp-content/uploads/2021/05/default1.png Finance Apps – Bellow In Gark http://bellowingark.org/ 32 32 4 ways to fill your gas tank without emptying your wallet https://bellowingark.org/4-ways-to-fill-your-gas-tank-without-emptying-your-wallet/ Tue, 24 May 2022 15:20:03 +0000 https://bellowingark.org/4-ways-to-fill-your-gas-tank-without-emptying-your-wallet/ Image source: Getty Images A few smart tips can help you save in good times and bad. Key points Even small price differences can help you save over time. Look for opportunities to earn rewards through credit cards and gas stations. The national average gas price climbed to more than $4.43 a gallon as of […]]]>

Image source: Getty Images

A few smart tips can help you save in good times and bad.


Key points

  • Even small price differences can help you save over time.
  • Look for opportunities to earn rewards through credit cards and gas stations.

The national average gas price climbed to more than $4.43 a gallon as of May 13, according to AAA. That’s $1.41 more than the average a year ago. I know I’m not the only driver feeling the pinch, but luckily I know a few tricks to help save money at the pump even in times like these. Here are a few to try.

1. Comparison store

Chances are there is more than one gas station in your area, and while they might have similar prices, there might be slight differences in their prices. Even if you only save $0.25 per gallon, that’s $3.75 saved on a 15 gallon tank. And if you fill up your car twice a week, that’s $7.50. In a year, you could save up to $390 this way.

You may be able to identify the cheapest gas stations just by paying attention to signs while driving. But there are also gas station comparison apps, like GasBuddy, that you can use to find the cheapest gas near you. Some also have rewards programs that can help you save even more.

2. Carpooling

If you have coworkers in your area, carpooling to work can save you money and help the environment. You can ask your passengers to contribute a little and this way you all save. Or if you and your spouse have errands to run, you can combine them into one trip rather than taking separate trips.

And of course, skipping the car journey is an option if you live in an area with a good public transport system. Take a bus or subway, or try walking or cycling now that the weather is warming up.

3. Use your credit card rewards

If you have a cash back credit card, you may be able to redeem reward points for a gas station gift card. It might only cover a gas bill here and there, but every little bit counts. And if you don’t have a rewards credit card, consider opening one. Look for one that matches your spending habits so you can rack up rewards quickly.

Another option is to assign your rewards to a credit on your bill to free up money for gas.

4. Ask about gas station rewards programs

Some gas stations have rewards programs to encourage customers to stay loyal to its brand. These programs give you a rewards card that you can use at the pump whenever you buy gas and when you buy food or other items inside. Once you have accumulated enough rewards, you can redeem them for fuel discounts.

Find out what gas stations in your area offer. If there are several gas stations with rewards programs, see which one offers the best value. You can also use rewards programs with multiple gas stations, although you can’t rack up rewards as quickly as you would by sticking with one brand. And finally, remember to keep your eyes peeled for coupons or other savings opportunities at the pump.

Hopefully gas prices come back down soon, but until then, the tips above should help ease some of the pressure on your bank account.

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Not just Luna, Terra Defi apps shed more than $31 billion from all-time highs in April https://bellowingark.org/not-just-luna-terra-defi-apps-shed-more-than-31-billion-from-all-time-highs-in-april/ Sun, 22 May 2022 14:15:59 +0000 https://bellowingark.org/not-just-luna-terra-defi-apps-shed-more-than-31-billion-from-all-time-highs-in-april/ The collapse of LUNA is etched as a nightmare for crypto investors, as the loss has been heavy across the ecosystem. It’s not just a disaster in LUNA, in fact, DeFi protocols on Terra wiped out the lofty market value from its all-time high reached in April. According to DefiLlama data, in real time, the […]]]>

The collapse of LUNA is etched as a nightmare for crypto investors, as the loss has been heavy across the ecosystem. It’s not just a disaster in LUNA, in fact, DeFi protocols on Terra wiped out the lofty market value from its all-time high reached in April.

According to DefiLlama data, in real time, the total value locked (TVL) in Defi protocols on Terra was $139.27 million, down more than 2% in the last 24 hours.

On April 5, when LUNA hit an all-time high, Terra Defi apps had a TVL of $31.21 billion. The highest TVL in Terra Defi apps was April 6 at $31.35 billion, according to the data. Since then, there has been a loss of over $31 billion in these protocols.

The data showed that every Terra defi protocol suffered massively with a drop ranging from 93% to 100% in one month.

Anchor (ANC), which accounts for the largest portion of TVL on Terra, has fallen over 69% in the past seven days, while down over 99% in one month. Risk Harbor and Astroport (ASTRO), which ranks second and third in TVL on Terra, plunged more than 93% and 99%.

In one month, Terraswap, Spectrum Protocol, White Whale (WHALE) and (SPEC) fell around 98%, while Mars Protocol (MARS), Pylon Protocol (MINE), Aperture Finance and Kujira (KUJI) fell by about 99%.

Anchor is a lending and borrowing protocol that offers crypto natives, fintech companies and investors a stable high interest rate, offering up to 19.5% returns on stablecoin deposits .

As Terra’s US dollar-pegged stable coin terraUSD (UST) lost its 1:1 peg to the US greenback amid broader bear markets, it was a bloody massacre for LUNA and its Defi protocol. . This ultimately led to a bloodbath in the crypto market, with even the leader of the Bitcoin board dealing with the shock to the point that it fell below $25,000 in the first two weeks of trading. may. Ether has also corrected and is struggling to sustain a pace above $2,000.

So what happened to LUNA? He descended directly into the hole and reached zero level. Many crypto exchanges removed trading from LUNA following its dramatic flash-like crash. It is currently around $0.0001856.

On April 5, LUNA hit an all-time high of $119.18. Since then, LUNA has plunged 100%. According to CoinMarketCap, LUNA’s ROI is down 99.99%. Simply put, LUNA investors have seen their wealth shrink to a mere fraction or even zero.

Meanwhile, Terra UST is currently trading near its all-time low of $0.05086, seen on May 21, 2022. It is currently hovering around $0.05533. In Indian rupee, UST is as cheap as 5 rupees.

According to data from Coinbase, over the past seven days, the UST has fallen by more than 58.5%. While in one month, it plunged almost 94%. In one year, the UST has plunged more than 93%.

Unlike most blockchains, Terra’s ecosystem includes a native algorithmic stablecoin, TerraUSD (UST). Being a scalable and yield-bearing coin, the UST is pegged to the US dollar.

Due to its mining mechanism which is a decentralized network with its own decentralized currency, Terra has met the requirements of DeFi protocols which are now commonly referred to as TeFi.

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‘Buy now, pay later’ plans target Gen Z, but come with risks https://bellowingark.org/buy-now-pay-later-plans-target-gen-z-but-come-with-risks/ Fri, 20 May 2022 16:23:22 +0000 https://bellowingark.org/buy-now-pay-later-plans-target-gen-z-but-come-with-risks/ “Buy now, pay later” plans are gaining popularity among Gen Z consumers, driven by influencers on TikTok and Instagram promoting these services. But a personal finance expert says these services can carry serious financial risks for young people. These services allow consumers to make large purchases and make interest-free payments in installments and generally do […]]]>

“Buy now, pay later” plans are gaining popularity among Gen Z consumers, driven by influencers on TikTok and Instagram promoting these services. But a personal finance expert says these services can carry serious financial risks for young people.

These services allow consumers to make large purchases and make interest-free payments in installments and generally do not require rigorous credit checks, if any, making them more accessible to young people who do not have accumulated credit score.

“It all started actually with the initial lockdowns. We’ve seen a big increase in online shopping. So a lot of people have gotten used to it and now we’re really seeing a Gen Z target with these ‘buy now,’ pay later,” MoneySense editor Lisa Hannam said in an interview with CTV’s Your Morning on Friday.

On top of that, Hannam said these services are glamorized by influencers on TikTok and Instagram who make “haul” videos, showing off all the cool items they’ve purchased with these apps.

But Hannam calls these services “baby credit with adult consequences”, warning they could jeopardize the financial future of young people.

“The baby credit portion gives you a taste of using credit and loans with no interest and very simple payments,” she said.

“Adult consequences” arise when consumers do not make their monthly or bi-weekly payments on time.

“There could be fees. There could be interest. It could be related to your credit card, which could eventually end up with collection agencies, affect your credit score, and ultimately affect larger purchases like a mortgage, a car or anything like that,” she says.

According to a survey released last September by Credit Karma, a personal finance company, 34% of “buy now, pay later” users in the United States said they had fallen behind on one or more payments.

Young consumers were found to be more likely to fall behind in their payments. The survey found that more than half of Gen Z and Millennial respondents who have used these services say they have missed one or more payments.

According to a survey conducted by the Financial Consumer Agency of Canada between September 2019 and March 2021, the most common items purchased by “buy now, pay later” were furniture or appliances, electronics and clothing or fashion items. Among respondents who used these services, 74% said they spent more than $200.

And the “buy now, pay later” industry is only set to grow. According to a February 2022 report by market research firm ResearchAndMarkets.com, the sector is expected to grow by 63.5% on an annual basis in Canada.

Hannam said Canadians considering these services should read the fine print of the contract before signing on the dotted line.

“Make sure you read the fine print that you understand the terms of payment and when payment is due,” she said.

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Treez Rolls Out Its Cannabis Cloud Commerce Platform Integration With Tymber’s Industry-Leading E-Commerce Platform https://bellowingark.org/treez-rolls-out-its-cannabis-cloud-commerce-platform-integration-with-tymbers-industry-leading-e-commerce-platform/ Wed, 18 May 2022 18:50:00 +0000 https://bellowingark.org/treez-rolls-out-its-cannabis-cloud-commerce-platform-integration-with-tymbers-industry-leading-e-commerce-platform/ Treez’s new integration with Tymber provides dispensaries with increased sales opportunities, improved operational efficiency, simplified online ordering, and fosters a seamless omnichannel experience. OAKLAND, CA., May 18, 2022 /PRNewswire/ — Treez (www.treez.io)the leading provider of an enterprise cloud-based commerce platform for retail and supply chain operations in the cannabis market, today announced an integration with […]]]>

Treez’s new integration with Tymber provides dispensaries with increased sales opportunities, improved operational efficiency, simplified online ordering, and fosters a seamless omnichannel experience.

OAKLAND, CA., May 18, 2022 /PRNewswire/ — Treez (www.treez.io)the leading provider of an enterprise cloud-based commerce platform for retail and supply chain operations in the cannabis market, today announced an integration with the e-commerce platform from Tymber that enables cannabis retailers to enhance the omnichannel experience with cashless payments, dynamic (ice cream truck) delivery, SEO-optimized menus, and native mobile apps.

Treez powers retail (PRNewsfoto/Treez)

Treez Announces Integration of its Cannabis Cloud Commerce Platform with Tymber’s E-Commerce Platform

Treez’s partnership with Tymber delivers enhanced inventory and customer management solutions that will help cannabis retailers increase sales opportunities, improve operational efficiency, streamline online ordering for in-store pickup and delivery home, build customer loyalty and deliver a seamless omnichannel experience.

This latest integration, facilitated by Treez’ open API platform, provides seamless synchronization of product information, inventory updates, customer profile management and ticket fulfillment through the POS system. (POS) SellTreez. This eliminates the need for dispensaries to manage customers, orders, taxes, fees, or discounts on two separate platforms, while syncing live inventory with a dispensary’s e-commerce store prevents the sale of out-of-stock products online. Now, cannabis consumers can choose from a variety of convenient pickup and delivery options through the Tymber platform, including dynamic ice cream truck delivery. Dispensaries can also create customizable digital storefronts that improve traffic and conversion on their websites, in addition to native mobile apps, without incurring additional developer and maintenance costs.

“Through our partnership with Tymber, Treez now offers a single cloud-based commerce platform that unifies point of sale, inventory, multiple cashless payment options, reporting and analytics, and e-commerce into one powerful omnichannel solution for dispensaries that will help them grow their business,” said Joey Sterling, Vice President of Product, Treez. “This integration also illustrates how solutions working together in an ecosystem, rather than through a closed, proprietary platform, can help retailers deliver extraordinary omnichannel experiences that improve how they acquire, engage and retain customers.”

“Our founding team has been developing solutions for cannabis retail for 10 years now. Operators today face tougher competition and tighter margins. The ability to stand out and get ahead has never been more urgent,” said Scott RoehrickCEO and co-founder of Tymber.

“We are extremely proud of our integration with Treez as it dramatically increases operational efficiency – while enabling retail operators to create, test and optimize marketing channels through their own website and mobile apps. Never before has ownership over your customers and data been so important.Treez and Tymber are aligned with this retailer-centric approach.If retailers succeed, the industry succeeds.

About Treez

Treez is the leading enterprise cloud commerce platform that streamlines retail and supply chain operations in the cannabis market. With Treez’s innovative technology for retailers and brands, the company provides the robust range and depth of software solutions needed to run a modern dispensary successfully.

Solutions include point of sale, dispensary inventory management, omnichannel selling capabilities, and multiple cashless payment options, all on one essential platform that ensures regulatory compliance in every transaction across the supply chain. supply. The innovative platform also connects essential brands to their retailers through a centralized brand catalog with real-time market insights. The extensible open API platform provides seamless integration into a variety of industry-leading solutions including CRM, marketplace, cashless payments and data analytics across the partner ecosystem, giving retailers everything they need to grow their business.

For more information, visit https://www.treez.io/

About Tymber

Tymber, the industry’s most trusted digital growth platform, empowers dispensaries to attract, convert and retain their own customers with their own website and mobile apps. Their mission is to enable retailers to break their reliance on in-app menus and third-party marketplaces with a recognizable brand, seamless shopping experience, and ownership of their customers, marketing channels, and e-commerce data. .

For more information, visit https://www.tymber.io/

Contact: press@treez.io

Quote

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SOURCE Treez

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Big tech is fighting a new Texas law targeting social media — here’s what happens next https://bellowingark.org/big-tech-is-fighting-a-new-texas-law-targeting-social-media-heres-what-happens-next/ Mon, 16 May 2022 21:32:16 +0000 https://bellowingark.org/big-tech-is-fighting-a-new-texas-law-targeting-social-media-heres-what-happens-next/ After a controversial new social media law took effect on Wednesday in Texas, the Supreme Court began weighing Big Tech’s emergency request to suspend it as the tech industry fights the legislation. Texas law HB 20 requires major platforms like Meta’s Twitter (TWTR), Facebook and Instagram (FB), TikTok and YouTube (GOOG, GOOGL) to post all […]]]>

After a controversial new social media law took effect on Wednesday in Texas, the Supreme Court began weighing Big Tech’s emergency request to suspend it as the tech industry fights the legislation.

Texas law HB 20 requires major platforms like Meta’s Twitter (TWTR), Facebook and Instagram (FB), TikTok and YouTube (GOOG, GOOGL) to post all user posts that express a “point of view”. Their industry lobbyists are challenging the law on the First Amendment and other grounds, and for now they are asking the high court to block the law.

Social media companies will have to comply with the law immediately unless the High Court intervenes. On Friday, NetChoice and the Computer and Communications Industry Association, which represent dozens of social media, app and other tech companies, including Yahoo, asked the court to overturn a Court of Appeals ruling. of the 5th Circuit which restored the law after a lower court ruled in a separate injunction petition that it was unconstitutional.

The law, the first of its kind in the United States, applies to sites with at least 50 million users and was pushed by Republican lawmakers who argue that platforms like Facebook and Twitter muzzle conservative voices. It’s a sentiment shared by Tesla CEO Elon Musk, who recently made an offer to buy Twitter and pledged to reverse the company’s account ban on former President Donald Trump, who been kicked off the platform.

Some experts say that if the Texas law remains, major social media companies would have to effectively allow all user views posted in the United States because the internet crosses state lines.

“My office just got another BIG WIN against BIG TECH,” Texas Attorney General Ken Paxton tweeted after last week’s decision.

A long-term request

Legal experts say the High Court could respond to Big Tech’s claim in a number of ways, although it is not bound to take up the case given its merits – the underlying legal issues to the case – has yet to be decided by the lower courts.

“They could refuse the stay. They could sit on this application. They could grant the stay, or grant the stay in part. Or they could even take the case over and hear it on the merits,” William Jay, a lawyer at Goodwin Procter, told Yahoo Finance.

WASHINGTON, DC – APRIL 10: Sen. Ted Cruz (R-TX) speaks about a graphic related to free speech during a Senate Judiciary Committee hearing on April 10, 2019 in Washington, DC. The Republican-controlled Senate Judiciary Committee questions whether big tech companies are biased toward conservatives. (Photo by Alex Wroblewski/Getty Images)

It would be unusual for the High Court to grant the tech companies’ emergency request, as it would fall under the court’s so-called shadow case – meaning the judges would make a decision without allowing both sides to file pleadings and present arguments.

“Even though there has been an increase [use of the docket] in recent years, it is still relatively unusual for the Supreme Court to stay or overturn a stay of a lower court decision,” says Samuel Bray, a law professor at the University of Notre Dame.

Still, Jay suspects that Judge Samuel Alito, who is responsible for handling 5th Circuit emergency applications, will ask the full court to vote on the stay.

“Most large claims are referred to the full court. I expect the same to happen here,” Jay said. Alito also has the power to decide the matter on his own, he explains.

Bray agrees that it’s common for the court to accept emergency requests in large, closed and controversial cases, and that Alito is unlikely to grant a stay without referring to the full court. However, he sees a possibility that Alito will refuse the reprieve, unilaterally.

“He’s either going to deny the request to cancel the stay because he doesn’t think there are good reasons for it, and he doesn’t think his colleagues will want to grant the request, or he’ll send it back to the whole court,” Bray said.

In a statement shared with Yahoo Finance and posted on the company’s website, NetChoice said, “We hope the Supreme Court quickly overturns the Fifth Circuit, and we remain confident that the law will ultimately be struck down as unconstitutional.”

The Computer and Communications Industry Association said, “Politicians in Texas have placed political scoring above the interests of internet users. It would be dangerous to allow this social media law to violate constitutional protections for even one day. That is why we are asking the Supreme Court to take urgent action.

Twitter declined to comment on whether the company was taking steps to comply with Texas law, and Meta’s Facebook and Instagram did not respond to requests for comment from Yahoo Finance.

Texas has until Wednesday to file a response to the tech companies’ injunction request.

Alexis Keenan is a legal reporter for Yahoo Finance. Follow Alexis on Twitter @alexiskweed.

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I started tech budgeting and you should too https://bellowingark.org/i-started-tech-budgeting-and-you-should-too/ Sun, 15 May 2022 06:47:38 +0000 https://bellowingark.org/i-started-tech-budgeting-and-you-should-too/ Before going to bed one night last month, I received a text message: “You have spent Rs 459 on debit card on Amazon.” I read the message and slept. Later in the morning when I woke up I read the message again and wondered why Rs 459 had been charged to my debit card. I […]]]>

Before going to bed one night last month, I received a text message: “You have spent Rs 459 on debit card on Amazon.” I read the message and slept. Later in the morning when I woke up I read the message again and wondered why Rs 459 had been charged to my debit card. I then checked the Amazon app and realized that I forgot to turn off auto-renewal. Rs 459 is not a huge sum but it really pissed me off when the money was deducted from my account for a service I no longer use. That day, I realized that I needed to better understand my monthly expenses, especially the amount spent on services and apps. I’m not trying to be a personal finance expert, but I want to share my experience and some tips you can apply to better manage your tech budget.

Understand where your money is going

Whether you’re a student or a professional, start paying attention to the basic fundamentals of financial literacy. No one will tell you which is more important: a coffee at a cafe or paying your smartphone EMIs before the due date? The goal is to understand the benefits of financial literacy so you know where your money is going. Every penny counts. Until a few months ago, I was randomly buying vintage gadgets on OLX and because of that, I messed up my finances. I still buy vintage gadgets, but now I look at my bank balance and review my expenses before buying anything new.

Disney Hotstar Plus offers three tiers, and each plan costs more than the other. (Image credit: Disney)

Allocation of a monthly budget for streaming services

About a month ago I logged into my savings account and started calculating how much money I spent on subscriptions. To put it simply, it was a shock, especially the fact that there were so many monthly subscriptions that I had forgotten. It’s easy to sign up for subscription services, but hard to keep using them or keep tabs on what you’re spending on them.

First, let me tell you how many subscription services I have subscribed to:

Apple Music

netflix

Amazon Premier

PlayStation Plus

Google Docs

Alt Balaji

Zee5

Xbox Game Pass

Disney Hotstar Plus

Apple TV Plus

Here’s what I did to reduce my spending on streaming and subscription services.

Identify the services you can cancel

Sit down on the weekends and figure out which services to keep and which to cancel. For example, if you subscribed to Netflix and haven’t watched any shows you like recently, just cancel the subscription. It can save you Rs 499 per month. Instead, save money for another important financial goal, like traveling or paying EMI for the laptop you just bought. The good thing about these services is that you can rewind at any time and resume whenever a show is interesting enough.

It’s easy to sign up for subscription services, but hard to keep using them or keep tabs on what you’re spending on them. (Image credit: Netflix website)

Choose the basic subscription level

I know people whose only mode of entertainment is Netflix or Amazon Prime since they don’t have cable at home. I will tell them to choose the basic non-premium subscription level and save some money. Netflix, for example, costs Rs 149 for a mobile-only plan. Going with this package makes a lot of sense financially if your viewing is limited to mobile. Before subscribing to any service, ask yourself if you really need the super premium subscription plan. For example, Disney Hotstar Plus offers three tiers, and each plan costs more than the other. Its Rs 1,499 annual plan is useless if you don’t have a 4K TV at home, but four people can log in using the same account and enjoy ad-free content.

The Apple One Bundle bundles Apple’s premium service offerings, such as Apple Music and Apple Arcade, at a discount. (Image credit: Apple)

Look for a bundle plan

Instead of subscribing to individual services, opt for a package that bundles many services under one roof. I don’t know if you’ve heard of Apple One, it’s a service bundle that bundles Apple’s premium service offerings, like Apple Music and Apple Arcade, at a discount. I recently subscribed to the Apple One individual plan, where I got access to Apple Music, Apple TV Plus, Apple Arcade and 50GB of iCloud storage, all for Rs 195 per month. I used to pay for Apple Music and Apple Arcade individually, and both services cost over Rs 200 per month. Another reason to choose the Apple One bundle is Breakup on Apple TV Plus, a show I’m currently addicted to.

Hot Tip: Make sure you know which mobile data plans offer free access to popular streaming services. Reliance Jio, Airtel and Vi (formerly Vodafone) have prepaid and postpaid plans with a free subscription to streaming services.

Dedicate a monthly budget

This is probably the biggest lesson I’ve learned about money in the past decade. Not only does budgeting help you achieve your financial goals if you stick to it, but documenting all expenses incurred in a month is a smarter decision in the long run. Here’s how.

A package for streaming services: Commit a budget that you need to spend on streaming and subscription services. An easy way to divide it is to use the 50/20/30 budgeting rule. Essentially, you divide your income into three parts: 50% of your income goes to basic needs (rent, groceries, etc.), 20% goes to savings (and debt repayment), and 30% is for personal use (restaurants, streaming services, etc.). If it works, a monthly budget will give a lot of flexibility. In my case, I have determined which services I want to use and based on this, I dedicate a monthly budget. For me, the biggest challenge is getting into the habit of knowing how much to spend each month.

Track where your money is going: Write it down on paper, maintain a spreadsheet or use budgeting apps, and write down all the expenses you have for a month. The ability to make better financial decisions is what you need to learn, and that too quickly.

Try using budgeting apps to track all your streaming services and apps on the go. (Image credit: Billbot/screenshot)

Classify your expenses by type: I might pay a little more on PlayStation Plus, but I don’t have to pay banks or credit card companies for a new iPhone 13 in monthly installments. I have the freedom to cancel the PlayStation Plus subscription any day, but you don’t have the option to skip the monthly installment and pay it later.

Leave room for flexibility in your budget: I have seen people who allocate a monthly budget with great enthusiasm but are unable to stick to a budget when their income is not stable. This is the harsh reality. Budgeting can be very difficult when your income is not stable or your expenses are constant. You know you are planning a trip to Dharamshala, so your tech budgeting should be done accordingly. Can I cut a premium Spotify subscription for three months and spend that money on renting a bike instead? Understand that your income or expenses vary on a monthly basis. You don’t have to reduce everything; It’s all about priorities in life.

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Twitter stock drops 11% after Elon Musk says $44 billion takeover deal is on hold https://bellowingark.org/twitter-stock-drops-11-after-elon-musk-says-44-billion-takeover-deal-is-on-hold/ Fri, 13 May 2022 10:18:06 +0000 https://bellowingark.org/twitter-stock-drops-11-after-elon-musk-says-44-billion-takeover-deal-is-on-hold/ Twitter shares fell 11% on Friday after Elon Musk announced his deal to buy the social media company was on hold, only to later clarify he was still committed to the purchase. “The Twitter agreement is temporarily suspended pending details supporting the calculation that spam/fake accounts actually represent less than 5% of users,” Musk said. […]]]>

Twitter shares fell 11% on Friday after Elon Musk announced his deal to buy the social media company was on hold, only to later clarify he was still committed to the purchase.

“The Twitter agreement is temporarily suspended pending details supporting the calculation that spam/fake accounts actually represent less than 5% of users,” Musk said. tweeted Friday.

The Tesla CEO attached a Reuters article citing a Twitter filing that estimated spam or fake accounts accounted for less than 5% of its monetizable daily users in the first three months of the year.

About two hours later, he tweeted that he was “still committed to the acquisition.”

Twitter stock was down 8.49% at $41.26 as of 10:43 a.m. ET.

Tesla stock, meanwhile, rose 5.57% to $768.65.

Shares of the automaker have fallen about 25% since Musk announced plans to buy Twitter. Investors fear Musk could stake large amounts of Tesla stock and become distracted from running the electric vehicle company.

Musk did not specify why Twitter’s filing of fake accounts would influence the deal.

The entrepreneur, who is the richest person in the world, has put the eradication of fake spam or bot accounts at the heart of his plans for the business. “If our Twitter auction succeeds, we’ll beat the spambots or die trying!” he tweeted in April.

Shares of the social media company surged in early April after Musk first revealed he was a major shareholder and then announced his intention to buy the company. The two sides then agreed to a deal worth $44 billion.

However, the stock has consistently traded at a discount to the agreed price of $54.20 a share, reflecting fears that something could go wrong.

Musk changed his stance on how he would fund the takeover. He originally planned to take out a $12.5 billion loan against his Tesla shares. But then it secured an additional $7.1 billion in funding from a group of investors including Sequoia Capital and Larry Ellison.

Bloomberg reported Friday that Musk was in talks to raise enough capital to completely eliminate the need for a margin loan. Twitter and Tesla did not immediately respond to requests for comment.

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Should we delete our period tracking apps? Experts explain https://bellowingark.org/should-we-delete-our-period-tracking-apps-experts-explain/ Tue, 10 May 2022 22:15:02 +0000 https://bellowingark.org/should-we-delete-our-period-tracking-apps-experts-explain/ asian woman holding menstrual cup while drinking water in bedroom Image source: Getty / Kilito Chan Since the leak of the Supreme Court’s draft opinion on Roe v. Wade, the media world has exploded – and rightly so. Celebrities have spoken out about their abortions, TikTok activists rally behind the pro-choice movement, and hashtags like […]]]>

asian woman holding menstrual cup while drinking water in bedroom

Image source: Getty / Kilito Chan

Since the leak of the Supreme Court’s draft opinion on Roe v. Wade, the media world has exploded – and rightly so. Celebrities have spoken out about their abortions, TikTok activists rally behind the pro-choice movement, and hashtags like #RoevWade are constantly trending on Twitter.

But due to the extensive media coverage, there have since been myriad questions about what the future of Roe v. Wade – and not only for access to abortion but also for other issues.

In a viral tweets posted by Elizabeth C. McLaughlinauthor, lawyer and activist, she wrote: “If you are using an online period tracker or tracking your cycle via your phone, exit it and delete your data.

In the long thread, she went on to accuse Peter Thiel – an entrepreneur and venture capitalist who invested in Palantir, a spy technology system – to allegedly sell “data to locate marginalized people to the government”.

“If you think your data showing when you had your last period is of no interest to those who are about to ban abortion, phew, I have a red flag for YOU,” he said. she continued. “Combine that with location information and the date of your last period and where you seek health care and you have a target on your back.”

She also pointed out that “a prosecutor can subpoena your menstrual data to any company and that company can be forced by a court to comply.” Sounds ominous, doesn’t it? That being said, it’s important to be wary of what you see on social media, as most tweets are unverified.

But because there have already been a lot of questions about what will happen in a post-Roe v. Wade (Will IVF become illegal? Will same-sex marriage be annulled? Should you stock up on emergency contraception?), we decided to check out whether you should be wary of having an app period tracker on your phone. Here’s what the experts have to say.

Related: What is a reversal of Roe v. Wade could mean for birth control

Should people delete their period tracking apps?

Potentially. It depends on several factors, including whether you live in a state where abortion may become illegal, whether you use a period tracker app to regularly monitor your cycle, and whether you’ve had an abortion. If all rings true, “It’s possible that data from your rule-tracking apps could be subpoenaed and therefore used against you in court,” Marco Bellin, data security expert and founder and CEO of Datacappy VPN, a company dedicated to helping individuals maintain their privacy and help them use the Internet safely, says.

Here’s how it works: Because you use data from the period tracker app to see when you’re ovulating, track your cycle, and monitor period-related symptoms, it’s possible that the data you enter could be used to predict when you are likely to get pregnant. And in case you have an abortion, “it could possibly be used to prove that someone got pregnant and ultimately didn’t have a child — or to prove when specifically someone got pregnant,” says Bellin.

Of course, this will heavily depend on what each individual’s state jurisdiction looks like with respect to privacy rules, but LegalAdvice.com attorney and CEO David Reischer, Esq., confirms that legally, there is no law in place that would restrict private companies (e.g. rule-tracking apps) from returning the data. “Theoretically, private companies could hand over the data to big government to be used for prosecution in an illegal abortion lawsuit.”

Legally, there are no laws in place that would prevent private companies from handing over data to the government.

That could be because rule-tracking apps have no HIPAA protection, Bellin says. (Recall that HIPAA stands for Health Insurance Portability and Accountability Act of 1996, and it’s a federal law that “protects sensitive patient health information from disclosure without the consent or knowledge of the patient,” according to the CDC.)

Since policy-tracking apps don’t have HIPAA protection, that means app developers don’t have to protect your personal information. And since “any free application collects information from you in order to make a profit, according to the laws created, most of your digital information can be subpoenaed by a court and thus used against you if the actions you take are in violation. somehow considered illegal,” confirms Bellin.

For this reason, Bellin says you should probably avoid using period tracking apps — and any tracking apps in general — because “they collect highly personal information and aren’t required to keep it confidential.” Does deleting these apps seem like a lot and maybe even a little overkill? Perhaps. But the thing is, we won’t know what kind of time period tracking apps will have in legal cases until Roe v. Wade be officially canceled.

As for what do period-tracking apps do in the midst of all this? To be determined. When POPSUGAR reached out to Flo — an ovulation calendar, period tracker, and pregnancy app — to see what it was doing to make users feel safer using their platform, it didn’t. been able to comment on the details. Instead, he shared that he “strongly believes[s] women’s health data should be kept with the utmost confidentiality and care. He also mentioned that in March of this year, “Flo conducted an external, independent privacy audit, which confirmed that there were no gaps or weaknesses in our privacy practices. We will remain committed to ensuring the privacy of our users.” (If you would like to learn more about Flo’s privacy practices regarding its data protection policies, you can do so here.)

We can only hope that Flo and other period-tracking apps use this time to take safer action.

In the meantime, if this really scares you because you live and breathe your period tracker app, you have other options. Bellin recommends using a handwritten tracker of your menstrual cycle or updating it in an Excel spreadsheet. He cautions, however, to avoid using the term “menstruation” or “period” on any tracker created online. Instead, “use an emoji or fake term that you create, so if someone accesses your calendar or spreadsheet, they won’t be able to crack your code and track your period.”

All in all, know that conversations like this aren’t meant to scare you — while we admit it, they can be scary. But in a time when people are at risk of losing the right to bodily autonomy, it’s important to do everything in your power to protect yourself — especially when it’s clear the government doesn’t want to protect you. So if you feel better about deleting your period tracker app, you should feel good about making that decision. If you don’t want to, you need to feel empowered to make that decision as well. Because after all it is important that you have a choice do what you want – in all facets of your life.

Related: 9 Ways to Channel Your Anger About Reproductive Rights in Action

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Treat Chinese companies fairly, Beijing urges India after Xiaomi threat allegation https://bellowingark.org/treat-chinese-companies-fairly-beijing-urges-india-after-xiaomi-threat-allegation/ Mon, 09 May 2022 10:35:00 +0000 https://bellowingark.org/treat-chinese-companies-fairly-beijing-urges-india-after-xiaomi-threat-allegation/ A man uses his mobile phone in front of a screen displaying a Xiaomi logo during the Mi Note launch ceremony in Beijing, picture taken January 15, 2015. REUTERS/Jason Lee Join now for FREE unlimited access to Reuters.com Register NEW DELHI/BEIJING, May 9 (Reuters) – China on Monday urged India to ensure that Chinese companies […]]]>

A man uses his mobile phone in front of a screen displaying a Xiaomi logo during the Mi Note launch ceremony in Beijing, picture taken January 15, 2015. REUTERS/Jason Lee

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NEW DELHI/BEIJING, May 9 (Reuters) – China on Monday urged India to ensure that Chinese companies operating in India are not discriminated against, after Xiaomi Corp (1810.HK) said that its leaders had been threatened with violence during interrogation on allegations of illegal activities. remittances.

Reuters reported on Saturday that Xiaomi, India’s biggest smartphone vendor, described the alleged threat from officials of India’s Law Enforcement Directorate – which tackles financial crime – in a filing with an Indian court.

Management called the allegations false. Read more

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In late April, he seized $725 million from Xiaomi’s Indian bank accounts, claiming the company had sent illegal remittances abroad “under cover” of royalty payments. Read more

Xiaomi denies wrongdoing and says all of its royalty payments are legitimate. Read more

A Chinese Foreign Ministry spokesperson, when asked about Xiaomi’s court case, said Beijing is resolutely defending the rights and interests of Chinese companies.

“China hopes India will provide a fair, just and non-discriminatory business environment for Chinese companies with investments and operations in India, conduct investigations in accordance with law and build confidence among international investors,” said the door. -spoken Zhao Lijian during a press briefing in Beijing.

Neither the Law Enforcement Branch nor spokespersons for the Indian government or Xiaomi, which has 24% of China’s smartphone market and around 1,500 employees there, immediately responded to requests for comment. from Reuters.

Many Chinese companies have struggled to do business in India since a clash between soldiers on the countries’ border in 2020. India has cited security concerns by banning more than 300 Chinese apps since then – including TikTok – and by tightening standards for Chinese companies investing in India.

Last week, an Indian court suspended the Branch’s decision against Xiaomi’s accounts pending a hearing on May 12.

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Reporting by Aditya Kalra in New Delhi and Eduardo Baptista in Beijing; Additional reporting by Abhirup Roy; Editing by Ed Osmond and John Stonestreet

Our standards: The Thomson Reuters Trust Principles.

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Uplive and Paula Abdul Collaborate at White Party Palm Springs https://bellowingark.org/uplive-and-paula-abdul-collaborate-at-white-party-palm-springs/ Sat, 07 May 2022 06:48:10 +0000 https://bellowingark.org/uplive-and-paula-abdul-collaborate-at-white-party-palm-springs/ Over 30,000 people participated in person while thousands more engaged virtually via Uplive’s live streaming platform PALM SPRINGS, Calif., May 7, 2022 /PRNewswire/ — Asian Innovations Group (AIG) youplive, a global leader in video social entertainment, is proud to present White Party Global Palm Springs, an annual multi-day music festival and the largest party on […]]]>

Over 30,000 people participated in person while thousands more engaged virtually via Uplive’s live streaming platform

PALM SPRINGS, Calif., May 7, 2022 /PRNewswire/ — Asian Innovations Group (AIG) youplive, a global leader in video social entertainment, is proud to present White Party Global Palm Springs, an annual multi-day music festival and the largest party on the American LGBTQ party circuit. This Year’s Headliner, Legendary Pop Star and Grammy Award Winner Paula Abdul, delivered a stunning performance, showcasing some of her #1 hits and world-class choreography. The event was streamed live exclusively on Uplive. By expanding the audience beyond the 30,000 participants in Palm Springs to hundreds of thousands of viewers around the world, Uplive celebrated the LGBTQ community worldwide.

Uplive to White Party Global as exclusive live streaming partner.

The event took place on Sunday May 1in an outdoor stage built in front of the Palm Springs Congress Palace. It was the first in-person White Party Palm Springs since the start of the COVID-19 pandemic, and also the first since the death of the founder and face of White Party Global, jeffrey sanckerwho first kicked off the event in 1990. Over the years, the party has featured iconic performances from some of the biggest names in the music industry, including Lady Gaga, Jennifer Lopez, Ariana Grande.

In addition to Abdul, Uplive provided exclusive streaming coverage of DJ sets and live performances from Raye, Netta and Karina Kay. Participants in Palm Springs had the opportunity to visit the Uplive stand, decorated with Uplive banners and a beautiful Ferris wheel, to download the application, receive free gifts and commemorate the event with photos in a spectacular setting. By downloading the app, participants were also entered for a chance to win great prizes, including a 3-night stay at the Hilton Palm Springs.

Uplive enables social video hosts to broadcast worldwide, share their talents and connect in real time with users around the world. It has over 300 million registered users in over 150 regions, making it the world’s leading independent video social entertainment platform. Uplive empowers users of all backgrounds and identities to express themselves authentically and offers users the opportunity to earn money in a real boost for the creator economy.

Photos and a more detailed recap of the event can be found on the White Party Palm Springs website or @whitepartypalmsprings on Instagram.

About Uplive

AIG’s Uplive is a video social platform that allows video social hosts to broadcast globally, livestream their talents, and connect in real time with users around the world. It has over 300 million registered users in over 150 regions, making it the world’s leading independent video social entertainment platform.

About Asia Innovations Group

Asia Innovations Group (AIG) is a leading live social enterprise with over 500 million registered users spanning over 150 regions worldwide. It has built a comprehensive and diverse portfolio as it seeks to fulfill its mission to enrich the lives of people around the world through innovative and enjoyable live social products that foster meaningful human connection. AIG’s portfolio includes leading apps such as Uplive, the global live video platform, CuteU and Lamour, leading dating apps in global emerging markets, as well as other live social apps based on voice and games. It includes operations in eighteen offices around the world that provide deep local market knowledge in all major emerging markets. Combined with cutting-edge technology and a scalable global infrastructure, AIG delivers the most exciting social product experiences to users in emerging markets.

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