Finance Apps – Bellow In Gark http://bellowingark.org/ Sat, 19 Nov 2022 20:23:43 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://bellowingark.org/wp-content/uploads/2021/05/default1.png Finance Apps – Bellow In Gark http://bellowingark.org/ 32 32 Peter Schiff predicted the financial crash of 2008 – now he sees the total destruction of digital currencies very soon. Here are 3 assets that he rather likes https://bellowingark.org/peter-schiff-predicted-the-financial-crash-of-2008-now-he-sees-the-total-destruction-of-digital-currencies-very-soon-here-are-3-assets-that-he-rather-likes/ Sat, 19 Nov 2022 14:00:00 +0000 https://bellowingark.org/peter-schiff-predicted-the-financial-crash-of-2008-now-he-sees-the-total-destruction-of-digital-currencies-very-soon-here-are-3-assets-that-he-rather-likes/ “It’s the extinction of crypto”: Peter Schiff predicted the financial crash of 2008 – now he sees the total destruction of digital currencies very soon. Here are 3 assets that he rather likes With the massive pullback in cryptocurrency prices and the collapse of crypto exchange FTX, the term “crypto winter” is now in the […]]]>

“It’s the extinction of crypto”: Peter Schiff predicted the financial crash of 2008 – now he sees the total destruction of digital currencies very soon. Here are 3 assets that he rather likes

With the massive pullback in cryptocurrency prices and the collapse of crypto exchange FTX, the term “crypto winter” is now in the headlines.

But Peter Schiff, CEO and chief global strategist at Euro Pacific Capital, doesn’t think that’s an accurate term to describe the situation.

“It’s not a #crypto winter. It’s implying that spring is coming. It’s also not a crypto ice age, as even that ended after a few million years,” he wrote in a tweet. “It’s the extinction of crypto.”

This is a terrible warning. But this isn’t the first time Schiff has sounded the alarm.

Don’t miss

Last year, when bitcoin hit $50,000 and the upward momentum seemed unstoppable, he said, “While a temporary move up to $100,000 is possible, a permanent move towards zero is inevitable.”

If you share the same opinion, you probably want to know where Schiff finds refuge in this lousy market.

Since Euro Pacific Asset Management has just released its latest 13F filing – a report that institutional investment managers file quarterly to disclose their holdings – let’s take a look at some notable themes from Schiff’s portfolio.

Gold

Schiff has long been a fan of yellow metal.

“The problem with the dollar is that it has no intrinsic value,” he once said. “Gold will retain its value and you can always buy more food with your gold.”

In fact, when Schiff tweeted about the extinction of crypto, he also mentioned that gold “will rise again to lead a new breed of asset-backed crypto.”

As always, he puts his money where his mouth is.

As of September 30, Euro Pacific Asset Management held 1.655 million shares of Barrick Gold (GOLD), 431,952 shares of Agnico Eagle Mines (AEM) and 317,495 shares of Newmont (NEM).

In fact, Barrick was the company’s largest holding, accounting for 6.8% of its portfolio. Agnico and Newmont were the third and sixth largest holdings, respectively.

Gold cannot be printed from scratch like fiat currency, and its status as a safe haven means demand typically increases in times of uncertainty.

If gold prices rise, miners like Newmont, Barrick and Agnico will likely see bigger profits.

Recession-proof income stocks

Dividend stocks offer investors a great way to earn a passive income stream, but some can also be used as a hedge against recessions.

Example: Euro Pacific’s second largest holding is cigarette giant British American Tobacco (BTI), which accounts for 5.3% of the portfolio.

Cigarette maker Kent and Dunhill pays quarterly dividends of 74 cents per share, giving the stock an attractive annual yield of 7.6%.

Read more: Trade while the market is down: Here are the best investing apps to take advantage of once-in-a-generation opportunities (even if you’re a beginner)

Schiff’s fund also holds more than 157,766 shares of Philip Morris International (PM), another tobacco kingpin with a dividend yield of 5.4%. Cigarette producer Marlboro is Euro Pacific’s seventh largest holding with a portfolio weighting of 3.5%.

Demand for cigarettes is highly inelastic, meaning large price swings induce only small shifts in demand – and demand is largely immune to economic shocks.

If you’re comfortable with the idea of ​​investing in so-called sin stocks, British American and Philip Morris might be worth investigating further.

Agriculture

When it comes to playing defense, there’s one recession-proof sector that shouldn’t be overlooked: agriculture.

It’s simple. No matter what, people still need to eat.

Schiff doesn’t talk agriculture as much as precious metals, but Euro Pacific owns 124,818 shares of fertilizer producer Nutrien (NTR).

As one of the world’s largest providers of agricultural inputs and services, Nutrien is solidly positioned even as the economy enters a major downturn. In the first nine months of 2022, the company generated record net income of $6.6 billion.

Nutrien shares are up around 3% in 2022, in stark contrast to the S&P 500’s double-digit decline year-to-date.

Given the uncertainties facing the US economy, investing in agriculture could reassure risk-averse investors.

What to read next

This article provides information only and should not be construed as advice. It is provided without warranty of any kind.

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Circle integrates Apple Pay to enable USDC payment https://bellowingark.org/circle-integrates-apple-pay-to-enable-usdc-payment/ Wed, 16 Nov 2022 19:40:08 +0000 https://bellowingark.org/circle-integrates-apple-pay-to-enable-usdc-payment/ The widespread adoption of cryptocurrencies just got a boost in these turbulent times. USDC stablecoin issuer Circle has just added support for Apple Pay to allow crypto businesses to accept the payment method. Although the iPhone maker does not support crypto payment directly, USDC users will have the option to make in-app purchases via credit […]]]>

The widespread adoption of cryptocurrencies just got a boost in these turbulent times. USDC stablecoin issuer Circle has just added support for Apple Pay to allow crypto businesses to accept the payment method.

Pay Apple

Although the iPhone maker does not support crypto payment directly, USDC users will have the option to make in-app purchases via credit or debit card through Apple Pay.

Apple Pay allows users to save their credit card details on their iPhone devices, instead of storing the actual card numbers on the device or on Apple servers, and then they can pay via contactless terminals within stores or purchase items through apps.

“This can be particularly powerful for crypto-native businesses, as it can help them build stronger connections with customers who want to pay using more traditional methods and even allow them to buy crypto with Apple Pay on their preferred exchange. In fact, Apple Pay and Circle’s payment solution allow crypto-native businesses to accept payments from customers who don’t use crypto at all,” the company states.

Circle also touted the integration as a way to help NFT marketplaces, crypto games, crypto exchanges, crypto wallets, and cross-border money transfer providers grow their business by making it easier to pay with Apple Pay and USDC. Traditional businesses can also take advantage of this new feature to shift more retail payments to digital currency and reap the benefits of USDC settlement, he added.

One result of the new feature is that users will be able to make payments through Apple’s Safari browser or within apps using iPhone, Apple Watch, iPad and other supported devices. With the new Apple Pay feature, they will no longer have to create an account or fill out lengthy forms. But it should be noted that to use the new payment option, the customer must have a Visa, Mastercard or Maestro card that has been provisioned for Apple Pay.

Circle has expanded the scope of the offering which primarily focuses on retail and investment to attract B2B partnerships. The Boston-based company revealed earlier this month that it plans to roll out its euro-pegged stablecoin on the Solana (SOL) network in the first half of 2023.

The move to expand native Euro Coin support and access to a new permissionless cross-chain infrastructure marks the first in a series of Circle commitments to integrate with other blockchains, including Ethererum and Avalanche.

Prior to its collapse, Sam Bankman-Fried’s crypto exchange FTX was supposed to be the first platform to support Solana-based Euro Coin deposits, withdrawals, and trading at launch.

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Resist the spell of the wizards of technology https://bellowingark.org/resist-the-spell-of-the-wizards-of-technology/ Mon, 14 Nov 2022 05:01:38 +0000 https://bellowingark.org/resist-the-spell-of-the-wizards-of-technology/ I once had a colleague who was lazy, rude and full of prejudice. But Reg, as I’ll call him, kept his job for a reason other than our employer’s almost inexhaustible tolerance. Reg could perform feats on the clunky publishing system of that era that no one else could. When he placed his stubby fingers […]]]>

I once had a colleague who was lazy, rude and full of prejudice. But Reg, as I’ll call him, kept his job for a reason other than our employer’s almost inexhaustible tolerance. Reg could perform feats on the clunky publishing system of that era that no one else could. When he placed his stubby fingers on the keyboard, he transformed from sleepy schlub to computer archmage.

Reg, naturally, didn’t teach anyone else how to type in the complex instructions that were more akin to coding than the intuitive commands of modern apps. It would have eroded his competitive edge in the workplace. His latitude to disappear to the pub for two hours every lunchtime would have diminished accordingly.

There’s a little Reg in all of us. The temptation to become a wizard, rather than share our expertise, is always strong. It’s a problem CTOs and other IT-savvy executives wrestle with at the big banks and insurers I cover as a reporter.

Some of these organizations use over 1,000 technology systems, many of which cannot communicate with each other. This suggests that there must be several thousand Regs dealing with it. But this group of colleagues is troublesome for future “tech champions”. It’s convenient to view technology challenges, such as systems integration or cloud migration, as largely mechanistic. In reality, however, confusing human culture can be just as important to success or failure.

The impact of an error can be serious. In public interviews, CEOs typically say their primary concern is serving stakeholders. Privately, they admit that something more specific keeps them awake at night: fear of a massive systems breach. This is more likely when anti-piracy controls are weakly implemented.

During the pandemic, hacking-as-a-service has become a criminal enterprise on the dark web. Ransomware is temporarily attacking disabled parts of a US pipeline company and the Irish health service. The business damage from these hacks is an order of magnitude greater than the low-level user data thefts that were commonplace before. Ignoring restrictions on the use of personal devices has also become commonplace among employees at highly regulated banks amid shutdowns. The regulatory backlash is already underway.

Most businesses would like to have a single, flexible technology platform to store some or most of their data in the cloud. This would make it easier to monitor regulatory compliance and vulnerability to hacking while enabling smart staff to undertake data projects for business purposes. “If something is easy, people make more of it,” says Mark Jones, deputy chief executive of Man, a London-based hedge fund group that has invested heavily in IT.

But local innovation can hamper systems integration just as much as devotion to legacy technology. “Every business is constantly subject to systems fragmentation as people implement new projects,” says Jones.

The human challenge persists even among tech-savvy colleagues eager to conduct data experiments that they believe will give their company a competitive edge. An example would be tweaking the front-end of a retail banking application with the goal of increasing sign-up.

“Most people are numerical, not statistical,” warns Jones. We are prone to misinterpret data by spotting patterns that lack statistical significance.

Another human obstacle to technological innovation is the delicate task of getting colleagues to share a vision of the future. Contrary to stereotypes, CTOs and other tech-savvy executives usually have decent people skills. But the patronage of the chief executive can only get reformers so far. Staff are free to ignore what the big boss says, even in small and medium-sized companies.

The best way to “get employee buy-in,” as it’s called, is to focus on what’s right for the staff as well as the organization. Let Reg be your example. Competitive workplace advantage in IT has given him greater control. The trick is to offer this to co-workers who want to learn – preferably for the purpose of self-improvement rather than drinking at lunchtime. The catch is that the new systems must be transparent to the majority, rather than so opaque that they favor the priesthoods.

At the same time, you must commandeer internal communications to trumpet the dangers of sloppy technical practices. This shouldn’t be too difficult for now. Ransomware attacks have disrupted energy supplies and regulators are fining Wall Street banks billions of dollars for unauthorized use of messaging apps.

The final request from CTOs and other tech evangelists is the toughest because it forces them to recognize their own Reg-like tendencies. It is this: resist the temptation to become a wizard yourself. Do not hide your technological activities in the equivalent of runes and pentagrams. Build robust, easy-to-use systems and help your colleagues intelligently interpret data.

Certainly, the Wizardry Reg style reinforces the status of internal tech champions by erecting barriers to entry. But sharing knowledge in plain language is better for the organization and therefore, ultimately, for the individual transmitting it. That should still give you leeway for the occasional extended, albeit non-alcoholic, lunch break.

Jonathan Guthrie is deputy editor of the FT and responsible for its Lex column

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Attention SBI customers! The SMS requesting the PAN update is false https://bellowingark.org/attention-sbi-customers-the-sms-requesting-the-pan-update-is-false/ Fri, 11 Nov 2022 04:42:26 +0000 https://bellowingark.org/attention-sbi-customers-the-sms-requesting-the-pan-update-is-false/ A fake SMS (short message service) has made the rounds asking customers of State Bank of India to update their Permanent Account Number (PAN) details with the bank. The viral message reads: “Dear customer, your SBI YONO account was closed today, contact us now and update your PAN number details.” Warning customers against scams, the […]]]>

A fake SMS (short message service) has made the rounds asking customers of State Bank of India to update their Permanent Account Number (PAN) details with the bank. The viral message reads: “Dear customer, your SBI YONO account was closed today, contact us now and update your PAN number details.”

Warning customers against scams, the Press Information Office fact-checking team tweeted that a fake message was being issued in the name of SBI and asking customers to update their PAN number to avoid their account is blocked.

The Press Information Office has alerted people that they should never respond to such emails or text messages asking them to share their personal or bank details. Additionally, he said people can report such fake messages to report.phishing@sbi.co.in.

Earlier this month, SBI tweeted about threats of downloading unverified software or apps from untrusted sources. He pointed out that users unknowingly download questionable apps from unofficial sources, which can route them to dangerous malware capable of causing serious financial harm to customers.

Giving more details, SBI said its users should be aware of the Drinik malware, which targets Indian taxpayers as a whole by stealing personally identifiable information (PII) and banking credentials through phishing attacks. .

The Drinik malware has been around since 2016 and has gone through various updates. Initially, it worked as an SMS stealer, but now has banking Trojan features. Last year, CERT-In (Indian Computer Emergency Response Team) warned that the virus had affected users at 27 banks.

Cyble (via Bleeping Computers) analysts said the malware can now steal important personal information and banking credentials, and the updated version comes with features like screen recording, keylogging, which can break through security walls.

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Gmail will no longer allow users to revert to its old design https://bellowingark.org/gmail-will-no-longer-allow-users-to-revert-to-its-old-design/ Tue, 08 Nov 2022 21:03:58 +0000 https://bellowingark.org/gmail-will-no-longer-allow-users-to-revert-to-its-old-design/ Google today announced that it is making the new Gmail interface the standard experience for users. The company first released the new interface earlier this year, but allowed users to switch back to the original view. Starting this month, users will no longer have the option to revert to the old interface. “The integrated view […]]]>

Google today announced that it is making the new Gmail interface the standard experience for users. The company first released the new interface earlier this year, but allowed users to switch back to the original view. Starting this month, users will no longer have the option to revert to the old interface.

“The integrated view with Gmail, Chat, Spaces, and Meet on the left side of the window will also become standard for users who have chat enabled,” the company said in a blog post. “Through quick settings, you can customize this new interface to include the apps most important to you, whether it’s Gmail alone or a combination of Gmail, Chat, Spaces, and Meet.”

The new Gmail interface

Picture credits: Google

Google notes that the ability to customize the new interface makes it easier to stay on top of what’s important and reduces the need to switch between various apps, windows or tabs. It should be noted that with this new change, users will no longer have the option to configure Chat on the right side of Gmail.

The company’s decision to make its new UI the standard experience isn’t surprising, but it’s likely to be a frustrating change for users who preferred the old design.

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5 Items Currently Facing Shortages – Forbes Advisor https://bellowingark.org/5-items-currently-facing-shortages-forbes-advisor/ Sat, 05 Nov 2022 10:00:57 +0000 https://bellowingark.org/5-items-currently-facing-shortages-forbes-advisor/ Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. The supply chain continues to struggle to keep up with demand. The peak of the Covid-19 pandemic has passed for several months, but the supply chain issues have not yet resolved themselves. […]]]>

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.

The supply chain continues to struggle to keep up with demand.

The peak of the Covid-19 pandemic has passed for several months, but the supply chain issues have not yet resolved themselves. Many industries face a mismatch of production capacity and demand; rampant inflation is not helping either.

As a result, consumers face shortages of products ranging from paper to medicines, and these shortages can have a deleterious effect on daily life.

And while some experts are hopeful the supply chain could reach more “normal” levels next year, others caution against being overly optimistic.

5 items currently facing a shortage

1. Paper

One of the most basic products is experiencing a shortage today.

When the Covid pandemic hit, life was forced indoors and online. Demand for paper plummeted, as did American production in response. Many paper mills pivoted during the pandemic to produce packaging and paperboard to cope with the new reliance on online shopping, leading to an almost 20% reduction in production capacity from 2019, according to comments from ERA Forest Products Research in the Seattle Times.

But once the shutdowns eased, demand for paper products soared and factories struggled to return to pre-pandemic production levels. Many factories that have switched to packaging cannot easily switch back to paper production.

To add fuel to the fire is to increase inflation, which makes papermaking more expensive. Raw material costs to produce paper have risen dramatically, driving the price of paper up to 60%, according to Business Insider.

How to deal: If you are a business owner looking for a specific type of paper for your marketing materials or inventory, ask your local printer or paper supplier what other options are available. If you occasionally buy paper to fill your printer at home, you might notice a spike in prices. Consider switching to a cheaper brand, if available. If you’re someone who buys paper online, keep in mind that many e-commerce brands use real-time dynamic pricing, which results in constantly changing prices. Use price tracking apps, like CamelCamelCamel or Shopify, to determine if you hit the buy button during a price spike.

2. Diesel

US diesel and gasoline inventories are currently suffering from tight supplies, according to CBS News. Many factors are contributing to supply pressure, including the war in Ukraine, refinery shutdowns, natural disasters and an explosion at a Philadelphia refinery.

You may have heard that the United States only has 25 days of diesel left. But that doesn’t mean the country is on the verge of complete exhaustion; analysts point out That’s far from being the case. This alarmist figure is only likely if all of the country’s oil refineries were to close immediately, which analysts say is out of the question.

How to deal: The best way to deal with the current diesel shortage is to resist panic buying; collectively, panic buying could further deplete a declining supply. The shortage could ease once demand cools, but it’s hard to pinpoint exactly when that might happen.

3. Some prescription drugs

Drug manufacturers are struggling to meet the needs. According to the U.S. Food and Drug Administration (FDA), some commonly used drugs are currently suffering from shortages, causing a lot of stress for patients and medical staff:

  • Albuterol Sulfate Inhalation Solution: Used to treat symptoms of asthma, emphysema and other respiratory conditions.
  • Amoxicillin: This antibiotic is used to treat a variety of bacterial infections, including RSV, a respiratory disease that is currently on the rise.
  • Extra charge : Compounds used to make Adderall, a drug used to manage ADHD symptoms, are in short supply.
  • Epinephrine auto-injector (EpiPen): Tits drugs are used to treat severe anaphylactic allergic reactions.

How to deal: In some cases, stopping a prescribed medication unexpectedly can have adverse health effects. Adderall, for example, is a stimulant, which means patients can experience severe withdrawal if they stop cold turkey. If a drug you rely on is in short supply, talk to your doctor or pharmacist about whether suitable substitutes for your prescriptions are available.

4. Baby formula

Despite the efforts of the federal government, the country continues to face a shortage of infant formula.

The shortage was caused by the temporary closure of a key infant formula factory in Michigan after contamination of some products caused bacterial infections in four infants, two of whom died. The discovery also led to a recall of a formula made at the same plant, which exacerbated an already tight supply.

The Biden administration has invoked the Defense Production Act to expedite formula production. Despite this, government officials said as recently as early November “there is clearly still a problem” with the shelving of infant formula and that it will take time for the shortage to ease.

How to deal: Since every baby’s needs are different and every family has different resources, there is no one-size-fits-all answer on how parents can deal with the baby formula shortage. The Department of Health and Human Services says most babies will “do just fine” with different brands of formula, as long as they are made from the same base.

Forbes Health has a comprehensive guide to safely managing infant formula shortages, as well as a guide to changing infant formula.

5. Butter

We are not yet officially in butter shortage. But experts warn the supply of butter is dwindling ahead of the busy holiday baking and cooking season.

The biggest culprit threatening the butter supply is the production of milk, the main ingredient in butter. The number of dairy cows has declined as it has become more expensive to raise and keep them.

As a result, butter production in the United States has tended to decline this year, according to data from the United States Department of Agriculture (USDA).

Reduced supply and continued consumer demand have sent the cost of butter skyrocketing nearly 27% year over year, according to the latest Consumer Price Index report from the Bureau of Labor Statistics. . The average price for a pound of butter was $3.14 for the week ending October 29; around this time last year it was below $2.

How to deal: The worst decision consumers can make is to start panic buying butter. Since supplies are limited, but not officially in short supply, collective panic buying could lead to the onset of a real shortage. If you find yourself running out of butter for cooking, there are substitutes that may work in some recipes, including pumpkin puree and applesauce.

For other uses, there are vegan butter alternatives such as Earth Balance and Miyoko’s, which taste similar to real butter and are unlike the plasticized margarine alternatives of years past. Most stores also sell imported brands of butter like Kerrygold, although these usually come at a premium.

Are shortages the new normal?

Ongoing shortages may have consumers wondering if these supply disruptions are the new norm. But experts see a light at the end of the supply chain tunnel.

The start of the Covid-19 pandemic caused severe disruptions in supply chains, with containment measures limiting production. The global supply chain is so tightly interconnected that these knots still take time to unravel.

As the lockdowns eased, demand for many products grew exponentially, but supplies struggled to keep up. The war in Ukraine further compounds these problems by reducing many commodities used in the production process, including oil.

This perfect storm of doom is causing the supply chain to recover at a snail’s pace, but it is recovering. Data from the New York Fed’s Global Supply Chain Strain Index suggests that these pressures are starting to return to pre-Covid levels.

Supply chain disruptions are expected to return to “normal” in 2023, as reported by Bloomberg, although this recovery varies by industry and region.

For now, consumers should expect shortages to continue to be a part of everyday life for the foreseeable future.

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Valiantys to acquire the consulting business of Addteq, Inc. to deepen Atlassian’s services and capabilities in North America https://bellowingark.org/valiantys-to-acquire-the-consulting-business-of-addteq-inc-to-deepen-atlassians-services-and-capabilities-in-north-america/ Thu, 03 Nov 2022 11:30:00 +0000 https://bellowingark.org/valiantys-to-acquire-the-consulting-business-of-addteq-inc-to-deepen-atlassians-services-and-capabilities-in-north-america/ The acquisition of Atlassian Platinum Expert will support continued growth, enable service expansion and strengthen Valiantys’ talent base. PARIS and BOSTON, November 3, 2022 /PRNewswire/ — Valiantys, one of Atlassian’s leading global consulting and services companies, today announced that it has signed a definitive agreement to acquire the Atlassian services division of Addteq, Inc. (“Addteq” […]]]>

The acquisition of Atlassian Platinum Expert will support continued growth, enable service expansion and strengthen Valiantys’ talent base.

PARIS and BOSTON, November 3, 2022 /PRNewswire/ — Valiantys, one of Atlassian’s leading global consulting and services companies, today announced that it has signed a definitive agreement to acquire the Atlassian services division of Addteq, Inc. (“Addteq” ). This acquisition will be made possible thanks to the investment and operational support of Capital Keensightone of the leading Private Equity managers dedicated to international Growth Buyout1 investments, and majority shareholder of Valiantys since June 2022.

Based at Princeton, New Jersey, Addteq has two main divisions: an Atlassian Platinum Solution partner company, which offers a range of services to Atlassian enterprise customers, and an Atlassian Marketplace company, which creates applications and extensions for Atlassian products. Addteq decided to focus its efforts on its Marketplace business, so it was natural for the services team to partner with Valiantys.

Strategic Acquisition Will Deepen Valiantys Services Capabilities, Strengthen Its Coverage of the Financial Services and Healthcare Sectors, and Strengthen its Coverage of the U.S. East Coast Region,” said Lucas Dussurget, Global CEO of Valiantys.

DevOps is essential for companies that need to shorten software development cycles, innovate faster, and reduce deployment failures. As an Atlassian Platinum Partner, Addteq has an impressive track record in deployments and managed services of Atlassian solutions. We are delighted to welcome them to the Valiantys team,” said Emmanuel BenoitCEO North America at Valiantys.

Valiantys and Addteq have close relationships with Atlassian and its ecosystem. Valiantys has been a dedicated partner of Atlassian since its inception in 2006 and has been recognized as Atlassian Partner of the Year in six of the past seven years. Addteq has been named one of Atlassian’s Platinum Experts.

Divestment our consulting services and their transition to Valiantys allows our team to focus 100% of our efforts as a software publisher,” said Soukhbir DhillonPresident and CEO of Addteq. “Valiantys has built a strong brand in the Atlassian ecosystem, and we have a common goal to help our customers maximize their Atlassian investment. Our services division’s experience in key vertical markets, such as financial services, telecommunications, industrials and healthcare, will help Valiantys drive growth and enable our former Addteq customers to achieve their goals faster..”

“We are pleased to have supported the Valiantys team in this strategic acquisition,” said Philip Crochetmanaging partner at Keensight Capital. “We strongly believe in Valiantys’ ability to grow its talent pool and global footprint. We will continue to support Valiantys’ leadership team to accelerate this trajectory through further international expansion.”

1 Growth buyout: investment in profitable and fast-growing private companies, through minority or majority equity investments with or without leverage, according to a flexible approach adapted to the needs of individual entrepreneurs, in order to finance organic growth projects, acquisition strategies, or to provide liquidity to historical shareholders.

About Valiantys

Valiantys is a global leader in consulting and services dedicated to Atlassian. The company is accelerating business transformation by digitizing processes and modernizing teamwork, using the best agile methods and tools. Its Atlassian technical expertise is unmatched and Valiantys supports its clients across the entire spectrum of projects on these platforms. As a recognized Agile at Scale and Cloud Specialized Partner, Valiantys helps organizations accelerate time to value with Agile at scale, cloud and ITSM implementations. Because teamwork requires more than just tools, the company bridges applications and mission-critical practices like SAFe® and ITIL. Over the past 15 years, Valiantys has helped over 5,000 clients achieve desired business results in reduced time to value through better team collaboration. You can find more information about Valiantys at https://valiantys.com/.

Follow Valiantys on LinkedIn

About Addteq

Addteq is a leader in providing business solutions to enterprise customers. Addteq has been in the business for over 10 years. Through the use of DevOps automation, Addteq strives to create innovative solutions to solve business processes. Customers rely on Addteq to modernize the software delivery process by delivering Atlassian solutions, building custom add-ons, conducting training, offering hosting, performing DevOps services, and providing global support services. More information can be found at https://www.addteq.com/.

About Keensight Capital

Keensight Capital, one of the leading international growth buyout firms, is committed to supporting entrepreneurs in the implementation of their growth strategies. For more than 20 years, Keensight Capital’s team of experienced professionals has relied on its knowledge of the investment and growth sectors to invest for the long term in profitable companies with high growth potential and whose revenues are range between 10 and 400 million euros. Drawing on its expertise in the technology and healthcare sectors, Keensight identifies the best investment opportunities and works closely with management teams to develop and realize their strategic vision. Keensight Capital’s success has also earned it a Gold Award from the Private Equity Exchange & Awards every year for the past six consecutive years, and in particular, the Best European Growth Private Equity Fund.

www.keensightcapital.com

Photo – https://mma.prnewswire.com/media/1936861/Valiantys_Addteq.jpg
Logo – https://mma.prnewswire.com/media/1795959/Valiantys_Logo.jpg

SOURCEValiantys

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Lookout Partners with HPE Aruba to Deliver Integrated SASE Architecture with Advanced Data Protection https://bellowingark.org/lookout-partners-with-hpe-aruba-to-deliver-integrated-sase-architecture-with-advanced-data-protection/ Mon, 31 Oct 2022 12:00:00 +0000 https://bellowingark.org/lookout-partners-with-hpe-aruba-to-deliver-integrated-sase-architecture-with-advanced-data-protection/ Lookout security service edge (SSE) with Aruba EdgeConnect Enterprise SD-WAN helps customers implement a modern SASE architecture that protects data across devices, apps, networks and clouds SAN FRANCISCO, October 31, 2022 /PRNewswire/ — Lookout, Inc.the endpoint and cloud security company, today announced the integration of its security service edge (SSE) with HPE Aruba EdgeConnect Enterprise […]]]>

Lookout security service edge (SSE) with Aruba EdgeConnect Enterprise SD-WAN helps customers implement a modern SASE architecture that protects data across devices, apps, networks and clouds

SAN FRANCISCO, October 31, 2022 /PRNewswire/ — Lookout, Inc.the endpoint and cloud security company, today announced the integration of its security service edge (SSE) with HPE Aruba EdgeConnect Enterprise SD-WAN Platform. Lookout SSE with Aruba EdgeConnect provides customers with an industry-leading Secure Access Service Edge (SASE) architecture that combines network security with an integrated security stack that delivers secure web gateway, cloud access security broker, zero trust network access and data loss protection.

(PRNewsfoto/Lookout)

According to Gartner®, “SASE is a key enabler of modern digital business transformation, including working from anywhere and the adoption of edge computing and cloud-delivered applications. It increases the visibility, agility, resiliency and security. SASE also dramatically simplifies the delivery and operation of critical network and security services primarily through a cloud-delivered model. SASE can reduce the number of vendors required for access secure to one or two over the next few years.”1 Additionally, a recent Gartner survey found that 75% of organizations are pursuing security vendor consolidation in 2022, up from 29% in 2020.2

Customer benefits of the integrated Lookout/HPE Aruba SASE solution include:

  • Protected access to data and applications from anywhere: Lookout provides secure access to internet, cloud, SaaS and private apps and protects the data stored in these apps from unauthorized access and misuse. Using adaptive access policies with continuous user and device risk monitoring, Lookout SSE protects any app, any cloud, any user, and any device against internal and external cyber threats.

  • Simplified management of branch connectivity: Aruba EdgeConnect Enterprise customers can use the Service Orchestration workflow in Aruba Orchestrator to automatically create secure, highly available IPSec tunnel pairs between branch offices and Lookout SSE platform enforcement points. This eliminates the need to manually create tunnels each time a new branch or application is onboarded and simplifies site connectivity management.

  • Improved visibility of all end user activity: Aruba customers can use Lookout SSE to gain better visibility to understand device posture, IP addresses, and user context when users are accessing enterprise applications and data, or the Internet in general , from any branch or remote location. This allows customers to monitor end-user activity, gain control and visibility over shadow computing/rogue application usage, and monitor internal and external cyber threats.

  • Better performance for accessing cloud and SaaS applications: SD-WAN customers are forced to reroute traffic for cloud and SaaS applications to enforce inline security policies and gain full traffic visibility. However, traffic backhauling increases latency and affects the performance of these applications. With the common watchtower/Aruba solution, EdgeConnect Enterprise SD-WAN customers can avoid backhauling traffic for cloud and SaaS applications, enforce inline policies, and maintain full visibility, all without compromising performance.

Aruba is excited to add Lookout to the Aruba EdgeConnect partner ecosystem,” said Fraser Street, Head of Aruba WAN Technical Alliances. “This state-of-the-art integration combines Aruba SD-WAN leader with Lookout SSE in a unified SASE architecture so our enterprise customers can secure their employees from endpoint to cloud.”

“As organizations seek to accelerate growth through the use of cloud services, the traditional enterprise security perimeter has transformed into a fluid, ever-changing edge. Users now interface with applications , data, and other enterprise users wherever they are, effectively moving the edge of the perimeter to their current location,” said Sundaram Lakshmanan, Director of SASE Product Technology, Lookout. “Integrating our SSE capabilities with Aruba SD-WAN simplifies management controls and provides a rich policy framework to protect sensitive data without hampering productivity.”

To learn more about the partnership, read the Lookout + HPE Aruba Solution Brief here.

Additional Resources:

Gartner is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the United States and internationally and is used herein with permission. All rights reserved.

About Lookout

Lookout, Inc. is the endpoint cloud security company purpose-built for the intersection of corporate and personal data. We protect data across devices, apps, networks and clouds with our unified, cloud-native security platform that’s as fluid and flexible as the modern digital world. By giving organizations and individuals greater control over their data, we enable them to unlock their value and thrive. Businesses of all sizes, government agencies and millions of consumers trust Lookout to protect sensitive data, allowing them to live, work and connect freely and securely. To learn more about Lookout Cloud Security Platform, visit www.lookout.com and follow Lookout on our Blog, LinkedIn and Twitter.

Contact Lookout PR: press@lookout.com

© 2022 Lookout, Inc. LOOKOUT®, Lookout Shield Design®, LOOKOUT with Shield Design®, SCREAM® and SIGNAL FLARE® are registered trademarks of Lookout, Inc. in United States and other countries. EVERYTHING IS OK®, LOOKOUT MOBILE SECURITY® and POWERED BY LOOKOUT® are registered trademarks of Lookout, Inc. in the United States; and POST PERIMETER SECURITY ALLIANCE™ is a trademark of Lookout, Inc. All other brand and product names are trademarks or registered trademarks of their respective holders.

1 Gartner, “Hype Cycle for Cloud Computing,” Ed Anderson, David Smith, July 12, 2022
2 Gartner press release, Gartner Survey Shows 75% of Organizations Are Pursuing Security Vendor Consolidation in 2022, September 2022, https://www.gartner.com/en/newsroom/press-releases/2022-09-12-gartner- survey -shows-seventy-five-percent-of-organizations-are-pursuing-security-vendor-consolidation-in-2022, September 2022

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Is it safe to store money in Venmo, Cash App and PayPal? https://bellowingark.org/is-it-safe-to-store-money-in-venmo-cash-app-and-paypal/ Thu, 27 Oct 2022 19:00:18 +0000 https://bellowingark.org/is-it-safe-to-store-money-in-venmo-cash-app-and-paypal/ hapabapa/Getty Images Today’s peer-to-peer payment apps have changed the way we spend our money. No more running to the bank to get cash to pay the babysitter or whipping out multiple credit cards at the restaurant to split the dinner check with a large group of friends. It’s much easier to just say, “I’ll give […]]]>

hapabapa/Getty Images

Today’s peer-to-peer payment apps have changed the way we spend our money. No more running to the bank to get cash to pay the babysitter or whipping out multiple credit cards at the restaurant to split the dinner check with a large group of friends. It’s much easier to just say, “I’ll give you the money.

See our list: 100 Most Influential Money Experts
Explore: Answers to your most important financial etiquette questions

However, if you’re the popular neighborhood babysitter with a big Venmo, Cash App, or PayPal balance, or the person who picks up the tab at the restaurant and gets reimbursed through a P2P app, should you just leave the money on your account ?

All three apps have security features designed to protect your account. Each promises data encryption and fraud monitoring to protect your personal information and funds. But, despite their best efforts, the system is not infallible.

Fraudsters have several ways to trick you into divulging your information through phishing schemes, often using emails designed to look like they’re from PayPal or another app. And, if you ever fall victim to one of these scams, your money could be gone.

While it’s handy to leave a small amount of money in your account to pay off a friend who ran some errands for you, experts advise against leaving larger sums unused. Here’s why.

P2P applications lack the protection of a bank

Young Americans who grew up in the digital age may never have received money by check except from grandma as a birthday present, and may not see the point of having a checking account. , other than for direct deposit. From that account, they just pull the money through Venmo or another app to pay the bills. But, according to experts, P2P payment apps cannot replace a bank account.

If you leave a pot of money in your PayPal, Venmo, or Cash App account, it’s not protected by the Federal Deposit Insurance Corp. or the National Credit Union Administration like money in a bank or credit union. Moreover, you have no chance of earning any income from it.

“The rules of money are a lot like the rules of boxing. You have to protect yourself at all times,” said Stephen Kates, certified financial planner and director of Clocktower Financial Consulting. payment of your choice – PayPal, Venmo or Cash App – is not prudent for several important reasons.

“First, these apps are not banks and will not offer FDIC insurance on your money. Second, you do not earn interest on unused cash in these accounts when you could earn up to 2-3% your money in many high-yield savings accounts. Finally, these apps are much more susceptible to phishing and scams than a traditional bank. Once the money is gone, it’s hard to get it back. For these reasons , it’s always best to consolidate idle cash into a bank account.Never keep money in those apps that you couldn’t afford to lose.

Take our survey: How long do you think it will take to pay off your credit card debt?

Is it likely that one of these applications will fail and crash tomorrow? Probably not. Yet your traditional checking account is insured for up to $250,000 in the event of bank failure. Can you say the same about your PayPal account?

Instead of using an app like Venmo to buy something like concert tickets online, use a credit card. If you have any problems with your purchase, remember that you are only liable for a maximum of $50 in the event of fraud. Also, depending on your credit card, you may earn rewards for shopping, not so much for paying with PayPal.

It makes tracking money – and saving it – more difficult

If you like to stick to a budget and report your money, having money spread across various applications doesn’t help you stay on top of your funds, said Jared Weitz, CEO of United Capital Source.

“Leaving money in a PayPal, Venmo, or Cash App account makes it harder to track your finances,” he said. “When all your liquid capital is not in one place, it is more difficult to have a clear picture of your financial situation. All in all, it’s a much wiser decision to leave your money in your bank account instead.

Having a balance in your P2P account could also lead to more impulse spending, which will drain your budget, said Joel Ohman, certified financial planner and CEO of ExpertInsuranceReviews.com.

“If you find that you’re mindlessly shopping too much, you may decide that the convenience of these apps is a barrier to sticking to a budget. So you can choose to keep a zero balance or a low balance to force you to think twice about your purchases,” he said.

Technical difficulties arise

Bonnie (Ling) Thich, financial blogger at Finsaavy Panda, said she lost access to a good amount of money through an app.

“Based on my personal experience and what happened to me, I would never leave a large amount of money in a PayPal account,” she said.

“My PayPal account was accidentally suspended with more than five digits. It wasn’t easy to fix the problem because they don’t have a physical location or number to call like most banks or financial institutions. J I had to deal with assistance through their online chat support which took three to four months to resolve with the risk of not getting my money back,” Thich added.

“It’s convenient for spending and transfers, but extremely inconvenient and risky when your account is suspended by accident. My advice is to avoid accumulating a large sum. Transfer most of your money to your bank as soon as you receive money or when you get paid.

More from GOBankingRates

This article originally appeared on GOBankingRates.com: Is it safe to store money in Venmo, Cash App and PayPal?

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How to check for great Black Friday deals – Forbes Advisor https://bellowingark.org/how-to-check-for-great-black-friday-deals-forbes-advisor/ Mon, 24 Oct 2022 19:18:19 +0000 https://bellowingark.org/how-to-check-for-great-black-friday-deals-forbes-advisor/ Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. The holidays are right around the corner, which means it’s time to start hunting for the best shopping deals. A recent Shopkick survey reveals that three-quarters of consumers say sales and promotions […]]]>

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors.

The holidays are right around the corner, which means it’s time to start hunting for the best shopping deals.

A recent Shopkick survey reveals that three-quarters of consumers say sales and promotions will influence them the most when it comes to starting their holiday shopping this year, likely due to high inflation and the threat of recession.

But when deals are a priority, how can consumers resist being fooled by the marketing tactics retailers use to attract customers?

Not only has inflation made everything more expensive, but e-commerce has completely reshaped the shopping experience. Many bargain-hunting benchmarks no longer apply, so here’s what you need to remember.

4 Ways to Check Your Black Friday Deal Is Really a Deal

There are so many different shopping “holidays” out there these days, including Thanksgiving, Black Friday, and Cyber ​​Monday, that it’s hard to figure out which one gives you the best deals.

These four tips will help you know if you’re getting a good price on items on your shopping list.

1. View the MSRP

Before you start digging through sales ads, write a list of the products you want and start researching their MSRPs.

MSRP, or Manufacturer’s Suggested Retail Price, is the price at which a company recommends its product be sold. MSRPs take into account various factors, such as manufacturing, production and selling costs. By creating MSRPs, manufacturers can keep the price of their products generally the same at the stores that sell them.

As the name suggests, the MSRP is a suggestion, so it’s not what you might see an item listed at a big box store. Retailers may reduce prices below MSRP to encourage spending or increase prices above MSRP if a product is in high demand.

To find the MSRP, go to the website of the brand of the product you plan to buy. If the brand sells its own products, the original price is the MSRP. For example, on the Dyson website, the Dyson V8 Absolute vacuum, at the time of writing, is on sale for $349.99; its original price of $499.99 would be the MSRP.

Another benefit of checking the MSRP is that manufacturers can offer a similar version of a product you’re looking for elsewhere, but at a lower cost. For example, on the Walmart website, a Dyson V8 vacuum similar to the one on sale at Dyson for $349.99 was $499 – and the Dyson website deal comes with bonus cleaning accessories.

Buying from discount stores doesn’t always mean you’ll get the lowest price.

2. Check price history

The internet can make shopping easier, but it also enables real-time dynamic pricing. This means that product prices are constantly fluctuating, even changing several times a day. This constant price change can make consumers wonder if they’re getting the best price now or if they should wait a few hours, or just two minutes, before hitting the buy button.

Amazon’s dynamic pricing strategy is driven by a complex algorithm. The strategy considers a variety of factors, including demand, inventory, how often you viewed the product, and even the time and day you viewed it.

Looking at a product’s price history is one of the easiest ways to see if you’re scoring a deal or if you should wait.

Take the example of a Ninja air fryer. According to Amazon’s price tracker CamelCamelCamel, its price on Amazon has fallen below $90 multiple times in the past 12 months, and not just during the holidays. Buying before or even after the holidays could help you get the exact same deal, so there’s less pressure to buy during a sale period.

Amazon’s price history on CamelCamelCamel shows that now would be a great time to pick up a Ninja AF101 Air Fryer, considering it’s down to its lowest price in the last year. Source: CamelCamelCamel

Popular price tracking apps include Paypal Honey, ShopSavvy, and PriceBlink. These apps, which are all free, allow users to set up price alerts for specific products. ShopSavvy also includes price history data.

3. Be flexible when buying different models

If you’re looking for a big-ticket item this holiday season, like a TV or computer, you need to make sure the model you want matches the model on sale. Or to get your money’s worth, you might want to be flexible about which model you buy.

Many of the big Black Friday door-to-door deals on televisions and other electronics are often for what are known as derivative models. Brands often create these models specifically for holiday sales so they can be sold at an attractive low price, but they’re usually scaled-down versions of what’s popular.

Purchasing a derivative model does not mean that you will get an inferior product. According to Consumer Reports, TVs derived from major brands work as well as their parent models, despite being hundreds of dollars cheaper. Brands usually partner with a specific store to sell this model; if you see a TV advertised as “only available” at a specific store, it’s probably a derivative model.

Factory outlets follow a similar strategy. Although consumers may visit a luxury brand outlet hoping to get a new handbag or a new pair of shoes at a low price, it’s important to keep in mind that you don’t you won’t get the latest model and the price tags might fool you. how much you will “save”.

“Often these items are made specifically for the point of sale and have never been sold or offered at the ‘compared to’ price you see on the label,” says Kristen Gall, retail and shopping expert at Rakuten. “If you like quality for the price, outlets can be a bargain, but you shouldn’t take outlet store ‘regular price’ at face value.”

4. Consider shipping and return costs

Even if you get a bargain on the price of an item, there are still two factors you need to consider: shipping and return costs.

Not only has the pandemic severely disrupted supply chains, but it has also driven up the cost of each of its logistical links. Rising shipping, transportation, fuel and wage costs are eating away at retailers’ profits. According to Optoro, a reverse logistics technology company, in 2021 processing the return of a $50 item costs retailers $33 on average. In 2020, it cost them an average of $29.50.

Retailers pass these costs on to consumers. More and more e-commerce brands are starting to increase their order minimums for free shipping, and some are even charging customers for online returns made by mail. JCPenney, for example, now charges a flat $8 shipping fee for online mail-in returns.

Before you’re happy with the clicks with online orders, read the fine print about the cost of delivery and whether or not you’ll be charged for a return. Even if you save money on the purchase of the product, these less obvious costs will reduce the amount you will actually save.

Read more: Why free returns may soon be a thing of the past

Is it time to start holiday shopping?

If you can’t wait to start your holiday shopping hoping to save as much money as possible, you might consider starting now, but it depends on what you want to buy.

Gall advises consumers to buy items high on their priority list as soon as they find them, indicating there’s a chance they’ll sell out early, including electronics. If you’re looking to start saving now, popular big box stores are slashing prices on large overstock from the summer to make room for holiday stock.

Others say it might be worth waiting until the last possible minute to do your holiday shopping. If you’re a casual buyer who doesn’t have a specific wishlist, you can delay shopping until the last minute to get the biggest discounts.

“This year, those willing to wait may get the lowest prices,” says Ross Steinman, consumer psychologist and professor of psychology at Widener University. “Retailers who are setting time-limited inventory overhangs will do whatever they can to liquidate before the end of the holiday season.”

Before hitting the stores and doing your research for deals, arming yourself with a shopping strategy will also help you maximize your savings. Consumers often charge their holiday purchases to credit cards, which inflates their balance during the holiday season. Saving money now can help limit overspending.

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