Global Digital Lending Market Topic Research Report 2021: Disruptive Potential, Key Technologies, Macroeconomic and Regulatory Trends –

DUBLIN–(BUSINESS WIRE)–The “Digital Loan – Thematic Research” report has been added to from offer.

This report discusses the disruptive potential of digital lending in consumer financial services. It identifies key technological, macroeconomic and regulatory trends.

It then examines how consumer openness to digital loans varies by product and provider across five key markets (the UK, US, Hong Kong, Spain and Australia), providing shares of market to holders of credit cards, personal loans and residential mortgages. in these same markets. The analysis includes a timeline of the theme’s evolution, top M&A activity, and company-level analysis of which vendors – incumbents and new entrants – are best positioned to succeed as the theme evolves.

Incumbent retail banks have had an effective monopoly on lending for centuries. Today, there is a dizzying array of highly specialized non-traditional providers that are leveraging the benefits of technology to erode the market share of traditional banks – particularly in unsecured lending – by combining speed, convenience and superior customer service. .

The COVID-19 pandemic has further expanded market potential as many otherwise creditworthy customers were deemed insolvent overnight. Using native digital solutions, leading digital lenders have succeeded in rapidly augmenting existing solutions, providing more insights and automation across the entire lending value chain, and partnering in ways promiscuity to bring new sources of value to customers when needed.


  • In all markets assessed, outstanding credit card balances declined from 2018 to 2020, largely reflecting growth in buy now, pay later products.

  • The impact of new digital entrants in the US is clearly being felt through the encroachment of Rocket Mortgage, which grew its market share by 4% in 2020 alone, with Wells Fargo down 2%.

  • Overall, UK consumers are the most open to digital lending, as the “branch preference” when arranging money is the lowest of all countries included, while the “branch preference” for mobile and online” is among the highest.

Main topics covered:

  • Summary

  • Players

  • Tendencies

  • Industry Analysis

  • Value chain

  • Companies

  • Industry Dashboard

  • Glossary

Companies cited

  • Amazon

  • google

  • Facebook

  • Apple

  • Alphabet

  • Tinkoff Bank

  • BAI

  • Capital one

  • WeBank

  • My bank

  • Monzo

  • NatWest

  • RBS

  • Danske Bank

  • DBS

  • TSB

  • BBVA

  • Citibank

  • mBank

  • Revolution

  • Agricultural credit

  • Barclays

  • Credit scale

  • NovaCredit

  • Experian

  • Equifax

  • Trans Union

  • Tink

  • Bud

  • Plaid

  • TrueLayer

For more information on this report, visit

Source: Global Data

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